Dawn Courage
Mob: 0410 830 201
Mortgage Choice- Gold Coast South & Tweed
My name is Dawn Courage and as your local Mortgage Choice broker servicing The Tweed and Southern Gold Coast, Kingscliff, Casuarina, Pottsville, Ocean Shores and Murwillumbah, I look forward to helping you achieve your dream of buying your first home or investment property here in the loveliest part of Australia.
If you're already in your home, as your local mortgage broker, I can also assist you with obtaining a loan for renovation or refinance for easier repayments.
My working experience has been in finance for over 20 years. Including many years in the UK working for the leading UK & International bank Barclays PLC.
As a business operator and franchisee owner, I am able to listen, then assess and evaluate the most appropriate loan for your needs and circumstances. I do all the follow-up and general running around, which of course, saves you time, energy and stress - leaving you to enjoy this exciting time in your life. I have a centrally placed office with easy parking in Tweed Heads South, and am also fully mobile so I can see you wherever you choose and at a time that is most suited to you.
I have recently purchased my own property in Kingscliff. So you can see I'm a fairly recent home buyer, and naturally have empathy and understanding with the stresses (both good and bad) in owning one's dream home.
With my solid fiancial background and skills, I now do what I like best which is to assisting people achieve their dreams and goals. I enjoy having my own business and being able to share in the joys of property ownership with many people.
I am an active members of our industry body, MFAA, and I undertake regular training to keep up-to-date on the myriad of loan products changes, and new loan types available.
Best of all, as a Mortgage Choice broker, I do not charge you for my service!
Contact me today on 07 55188615 or mobile 0410 830 201.
Testimonials
Thank you for going over and above with your service. You made it so easy for us to find the product that best suited our needs. Mrs.Rebecca Partridge.Carrara Qld.
Thank you for your help in ensuring that the purchase of our clients property proceeded to completion. The matter was a very difficult one to settle. Your dilligence with following up with the client, following up alternative options for the client and ensuring the finance was obtained meant these clients were able to acheive a result when they were "border line" with respect to their finance. Your input in relation to this transaction resulted in clients who were happy with both your service and ours. Thank you. Kerrie Craig. Piper Craig Henry Lawyers. Tweed Heads.
Dawn personalised my loan and was very efficient. Most of all prompt in arranging my loan ahead of interest rate rises, Ms C. Dibbin. Banora Point.NSW
Dawn Courage was so helpful, we are so happy that we met with her. Miss KN & Mr MK. Elanora.QLD
Spring clean your mortgage with these tips
Giving your mortgage a spring clean for the year ahead can often end in a pleasing result. A good de-clutter never goes astray and often uncovers financial aspects of your life that need some reassessment or to be changed altogether. A simple adjustment could save you thousands of dollars.
For example, say you have a mortgage of $250,000 at 9.47% p.a., adjusting your budget to include $20 extra per week in your mortgage will save you over $105,000 in interest on the total loan amount plus reduces the loan term by over five years.
The spring season is a great time to get all your paperwork reorganised for the sunny months ahead so why not do this while you're giving your home a 'spring clean'. Then your home really is thoroughly cleared out and all set to enjoy with peace of mind".
- Look at your past year’s budget and expenditure to see what aspects of your spending you can move around so you can perhaps add extra dollars to your mortgage. Every little bit goes a long way to saving interest payments and time off the loan term.
- Get to know your mortgage. Recent research showed more than half of Australia’s mortgage holders do not know their mortgage interest rate. It is one of the biggest financial commitments a person can make so get to know all about it!
- Consider the mortgage features you use. Does your loan have a range of features you don’t use? You might be able to switch to a ‘cheaper’ loan with fewer options. Or, you may benefit from a loan with more features, such as an offset account.
- Look into debt consolidation if you are struggling with a range of debt repayments. By rolling your other debts into your mortgage you will pay less each repayment period and gain some peace of mind. However, remember that those debts will be stretched over a longer period i.e. your entire home loan term.
- Get a free home loan health check from a reputable mortgage broker. There is no obligation so no reason to not check you’re still doing the best thing by your mortgage.