Debt consolidation | Mortgage Broker Coolum Beach & Tewantin
If you have a lot of smaller debts like a car loan, credit card or after pay debt, you could be paying more than you need to - not to mention the additional life admin that comes with making multiple repayments. We are huge fans of debt consolidation and how it can help everyday Australians take control of their finances. As your local Coolum Beach Mortgage Broker, I help by reviewing your unique situation and providing tailored advice.
Why consolidate your debt?
Smaller loans often come with much higher interest rates, so rolling these debts into one larger personal loan or even your home loan could not only help to save you money, but also help to streamline your finances. Larger loans come with lower interest rates, as well as a wide range of very effective features.
There are a couple of easy ways to consolidate your debts and streamline your finances. You can either:
- Take out a personal loan: By consolidating your smaller debts into one personal loan, you effectively give yourself one loan, and one set of regular repayments to manage. Larger amounts (like a personal loan) will give you access to lower interest rates so you can pay it off faster.
- Refinance the debts into your home loan: By consolidating your smaller debts into your home loan, you should be able to significantly reduce the amount of interest you pay. You will also be streamlining your finances into one debt, which can give you greater control over your budget and cash flow.
I can help you make an informed choice
There's nothing I love more than helping people take control of their finances! As your local Coolum Beach Mortgage Broker, I am passionate about tailoring my advice to your own unique situation - including your options for consolidating your debts. I give you the real numbers - costs and benefits - so you can make an informed, confident choice about your finances.
Here's how I can help:
- I review your debts - big and small - to understand exactly what financial obligations you have.
- I then research the options available to you and your unique needs, making sure I’m finding solutions that will save you money today and tomorrow. I have over 35 lenders available, so you can be sure that I have looked far and wide for the right solution for you.
- We will then chat through the options, including the costs and benefits, so you can make an informed decision that is right for your personal situation.
- Once you have decided I do the lending legwork, including dealing with the lenders, submitting your loan applications, and answering any questions both you and your chosen lender may have.
Here to help with your investment, always
I believe everyone should be able to access to the right information and advice that allows them to take control of their finances. Get in touch with Mortgage Choice in Coolum Beach to discuss your own debt consolidation journey.
You can visit the office at 3a/19 Birtwill Street Coolum Beach, or we can arrange a phone, video or in-person catch-up at a place that's convenient for you in Coolum Beach, Tewantin, Maroochydore and across the Sunshine Coast.
Get in touch with Tom Lipetri today on 0409 158 822 or request a call back below.
Call: 0409 158 822 Book an appointment
