Your Local Financial Services Specialist in Geebung

Call: 07 3833 9666

Looking for a home loan? Speak with your local mortgage broker, John Meade, about securing the right loan for your situation. Servicing Geebung, Albany Creek, Aspley and Brisbane North.

Call Us Mortgage Choice Geebung
Office - 07 3833 9666

Open Hours Mortgage Choice Geebung
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Address

Level 1, 67 Robinson Road GEEBUNG, QLD 4034

Mortgage Broker & Financial Services in Geebung, Albany Creek, Aspley & Brisbane North!

I believe you and every other Australian should have access to expert property knowledge and specialist financial and home loan information. As your local mortgage broker, I will share my 20 years of local property knowledge & experience with you. Combing this and my 35 years of experience in banking in finance, you can be confident that you are in the best hands. We will guide you through every step of the way!

Mortgage Choice Geebung can help you with:

Refinancing your home loan:

Get a free home loan health check to weigh up all the options and make sure you have the home loan that’s right for you
Pay off your home loan sooner and potentially save a great deal of money!
Consolidate your debt from credit cards or personal loans into a single low rate.
Refinance to purchase an investment property or your next home
Refinance to finally do those renovations you’ve been planning!

Buying your first home:

Work through a savings plan to get your deposit together sooner or get guidance on alternatives like a parent going guarantor.
Guidance and assistance in applying for the first home owner grant and stamp duty exemptions.
Looking to buy off the plan and not sure how the deposit and payment will work once construction is completed?
Looking to buy an investment property for the first time and want to know the booming suburbs?

Throughout the entire journey, our team of mortgage brokers will focus on putting your needs first and working towards your goals. We will sit down together to discuss your individual situation and your goals, then we will compare all of the options from over 20 lenders and hundreds of loans to find the one that is exactly right for your situation.

At every point in the process, we will be there to help you with any questions, whether you’re buying your first home, looking to invest, or if you are wanting to find out if refinancing may save you money.

Mortgage Choice Geebung are also there beyond settlement too, we can help with any ongoing questions or guidance you may need.

Hear what our customers have to say!

Our team of mortgage brokers are available any time to talk to you about your property ownership goals. We can meet you at a time and location that is convenient for you and best of all, you get access to expert advice and knowledge for free.

We don’t charge to find the right loan for you. We are paid by the lender once your loan settles. In some limited circumstances we may charge a fee, which would be discussed with you before proceeding.

Speak to your home loan expert today. Call Mortgage Choice Geebung on 07 3833 9666.

We're ready to help!

The team from Mortgage Choice Geebung are ready to help you with your next home loan, car loan or financial plan. If you're to start your next chapter, simply book your appointment here or by calling us on 07 3833 9666.

We can also help with

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

For the best help and advice speak to John and the team and Geebung Mortgage Choice. I have used them on more than one occasion to ensure Im getting the best home loan possible. Hassle free process from start to finish

Chris
14 March 2023

My husband Paul and I recently utilised John's service to refinance. We found him, and his staff, great to deal with. Their communication was excellent and they kept us up to date. John was very knowledgeable. He knew all the lenders well and was able to match us to a lender that we're very happy with. We felt looked after during the whole process. We'd be happy to recommend John.

Shevonne
01 February 2023

I have had a long relationship with John and the team at Mortgage Choice and find that they know their products and can steer you into the right financial product.
Nothing is too much trouble and recently when I had an issue with the bank in finalizing a settlement they stepped in and resolved the issue without hesitation.
I highly recommend the services of John Meade and his services at Mortgage choice.
Michael Everett

Michael
16 January 2023

We have had Larissa help us out with a long drawn out process we've been going through since last October.
Larissa is extremely patient, knowledgeable and professional to deal with. Her communication is fantastic and will usually reply to a query within the same business day.
We would highly recommend her services.

Owen
07 July 2022

Cannot recommend John and the Mortgage Team enough They were a great help and made the process very easy and simple. We will definitely be returning in future

Keegan
24 May 2022

Cannot recommend John and the Mortgage Team enough! They were a great help and made the process very easy and simple. We will definitely be returning in future

— Keegan Philpott

Keegan Philpott
09 May 2022

John provides a fantastic service - he has great product knowledge and is very efficient. John stayed in touch answering our questions and keeping us informed throughout the process. John made buying our first home simple and we highly recommend him.

Shannan
23 June 2021

John made our total experience enjoyable and seamless. He was clear in all explanations was able to answer all our questions and was very knowledgeable . From our first meeting we felt very comfortable and confident in all our dealings. All our business was complete in less than 3 weeks Amazing, really excellent professional service. Call John and his team its worth it. Vicki David. Banyo

Vicki
23 June 2021

John Meade went above and beyond to find the right bank for our needs. Being self employed made it hard to find a lender to give us go, John never quit and now we have our forever home
We won't hesitate to use Mortgage Choice again and highly recommend you give them a call.

Suzy
23 June 2021

We are long standing customers of John from Mortgage Choice. He is reliable, professional and we always receive great advise. I have no hesitation in recommending John at Mortgage Choice for all Home Loan services advise.

andrew
23 June 2021

Refinancing guide

If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.

Download now

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You could borrow up to

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/ month
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Based on standard variable rate over years.

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The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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Total fees:

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Need help with your next home purchase?

Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

From 09 May 2024, if you buy a home costing up to $450,000, no stamp duty is payable at all. If the value of your home is between $450,000 and $600,000, you’ll be entitled to a reduced rate of stamp duty.

There are no additional concessions for homes valued above $600,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.