First home buyer | Mortgage broker Canning Vale, Riverton and Applecross

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First home buyers Canning Vale

Buying your first home can be daunting, but it can also be an exciting time in your life! Buying a home is a huge financial milestone, which is why you should partner with a mortgage broker that you can trust, like Ajay Bakshi, who has your best interests at heart. Ajay is dedicated to educating you about home loan nuances so that you can feel confident and empowered to make decisions about your finances. The sooner you speak with him, the better, so don’t hesitate to reach out for a friendly chat if you are considering buying your first home.

What does a mortgage broker do?

Ajay, as your mortgage broker in the Canning Vale region, can support you through your entire home loan journey from pre-approval through to settlement. He will

Assess your finances and inform you of your borrowing potential
Offer valuable advice to help prepare your finances for loan applications
Find you a great loan from a selection of lenders
Complete and submit your loan application documentation
Keep you proactively informed of your application’s progress
Answer all your questions honestly and clearly throughout the entire process

What help is available for first home buyers?

Saving up for a deposit and getting into a competitive home-buying market can feel like an uphill battle, but fortunately, you may be able to access assistance as a first-time buyer. There are several government schemes available that you may be able to take advantage of depending on your circumstances. Eligibility criteria for these schemes are usually stringent, so speak to Ajay as soon as possible for the best advice about your options.

You may also be able to benefit from using a guarantor when you buy your first home. Your guarantor, who is generally a close family member such as a parent, will act as security on your loan and negate the need to pay LMI costs.