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Buying your home in Blaxland

Enjoy a tranquil mountain breeze in the town of Blaxland, situated perfectly on the outskirts of the Blue Mountains. Blaxland is perfect for getting in touch with nature, boasting numerous scenic viewpoints and walking trails, as well as historical sites dating back to the 1800s. For the kids, the Wascoe Siding Miniature Railway is always a winner, taking riders on an unforgettable trip through nature on the first Sunday of each month. Although it has plenty of country charm, there’s no need to sacrifice the advantages of the city when you live in Blaxland. With plenty of shops and schools at your fingertips and a convenient train line to both Parramatta and Sydney, Blaxland is a haven for commuters wanting a tree change.

In Blaxland in 2022, median house prices were $1,075,000. If you’re thinking of purchasing a home in the area, get in touch with Andy Manuel at Mortgage Choice broker in Springwood and Blaxland.

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Getting your loan pre-approved

Having your loan pre-approved can help take some of the stress out of buying a home. Although not necessary to secure a property, pre-approval can show to a seller that you are serious about the purchase and are prepared to follow through. It can also help narrow down your search by enforcing a strict budget since you know exactly how much money you can borrow.

Pre-approval may also be particularly helpful if you are attending auctions, as you are less likely to get carried away and bid above your means. You can place a bid or offer with confidence - and that can make all the difference in the outcome. Securing pre-approval can also speed up the purchase process, since you aren’t waiting as long for finance to come through.

However, even pre-approval is not a 100% guarantee of receiving a loan. If your financial circumstances, the lender’s policies, or the broader market, significantly change, your loan application will need to be reassessed. This is why it’s important to work with a mortgage broker who understands your situation personally and can guide you through any hiccups.

As your broker from Springwood and Blaxland, Andy Manuel can help you apply for pre-approval, explaining every step of the process and keeping you informed at every stage. Contact Andy today on 0493 141 776 if you’re interested in discussing your home loan journey.

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