Property Investment Loans | Glenbrook, Springwood, Hazelbrook and surrounding regions

Property Investments in Glenbrook, Springwood, Hazelbrook and surrounding regions

Making sure you've got the right loan for your investment property can mean higher returns in the long run. But, there are hundreds of investment loans, structures and features out there.

As your Mortgage Broker in Glenbrook, Springwood and Hazelbrook, we take the hard work out of shopping around for the right investment loan.

Contact us today to get the ball rolling!

Ready to purchase an investment property? Here are five questions to ask yourself first.

Do you have a big enough deposit?
Can you unlock equity in your existing property?
Do you have enough cash flow?
Will this investment property fit into your future plans?
Is your income enough to support the loan?

Understanding the cost of property investing!

An investment property involves two main sets of costs, upfront purchase expenses, and the ongoing costs required to own and maintain the property. Your budget needs to be able to handle both.

Upfront costs

Some upfront costs can be claimed as an ongoing tax deduction – certain borrowing costs for instance can be deducted over a period of five years. Most other purchase costs like legal fees are added to the cost base of the property when it comes to calculating capital gains on the sale of the property. The key upfront costs to budget for include:

Pre-purchase inspections
Strata search
Stamp Duty
Borrowing costs
Legal fees

Ongoing costs

As a landlord, you will incur a variety of expenses associated with owning and tenanting your investment property. Most of these costs can be claimed on tax, which makes the bills more manageable. Some of these costs include:

Accountant / tax agent fees
Council and water rates
Insurances
Letting and re-letting costs
Management fees
Loan interest

Find out how much you can borrow!

Not sure if you can afford to invest in property? Use our helpful home loan calculators to find out what your borrowing capacity is, so you can have the confidence when it comes time to find the perfect investment property.

Try our home loan calculators here

To organise your appointment, contact Andy Manuel by calling him on 0493 141 776.

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