Our mortgage brokers Springwood - helping first home buyers
Looking for easy-to-understand info on the incentives available for first home buyers in Qld?
We realise that purchasing your first home can be stressful, but with the possibility of a little Government assistance, things can start to look a whole lot easier.
Depending on your situation, location and the type of home you're looking to buy, first home buyers can get access to some fantastic offers from their State Government, and the best thing is that Antony Muir and his Springwood mortgage broker team will help you with everything!
Our experienced Springwood team will help you determine what Grants, Schemes and incentives you could be eligible for and by using our loan service, we'll also help you do all of the paperwork so that you know it's done right.
Start your home loan journey today
Our Springwood mortgage brokers will make buying your first home a breeze!
It may seem daunting at first - saving for a deposit is no easy task, even if you're lucky enough to have a bit of help. Our team of Logan mortgage brokers have helped hundreds of first home buyers get into the market and purchase their first property - and we can help you too.
Let us help you work out how much you can afford to borrow and what repayments you can afford. If you haven't yet saved enough for a deposit, we can get you on the right track with budgeting help.
If you're ready to go with a deposit - through savings, a guarantor or another strategy, then we can guide you through the costs involved, find out if you're eligible for the First Home Owners Grant and any Stamp Duty exemption, and ultimately find the home loan that’s right for you.
We have access to hundreds of home loan products with plenty of different options available through our massive panel of over 20 lenders, including the major banks.
While we worry about doing the legwork for your Logan mortgage, the rest is the fun part - buying your first home!
What home-buying incentives are currently on offer?
Are you interested in finding out what government incentives are up for grabs? Our mortgage broker team is dedicated to helping Springwood and locals in the surrounding areas purchase a property.
We will help you determine your eligibility for any government grants, schemes or incentives.
Currently, there are a number of programs that our team can explain to you in detail and help you benefit from if you fit the criteria. Here's a snapshot and some handy links to find out more - contact us today to see if any of these will fit your circumstances.
First Home Owners Grant
The First Home Owner Grant is a lump sum of cash available to first home owners to help with the cost of buying a first home or vacant land to build a home on. The Grant doesn’t have to be repaid, and it’s not taxable, but there are strings attached. Give us a call to find out whether the grant will fit your situation.
First Home Buyers Stamp Duty Concessions & Exemptions
Stamp duty, a tax imposed on real estate purchases, is a bit more complicated and has different rules around what you can avoid paying. Our Springwood mortgage brokers can help you calculate what exemptions or concessions on stamp duty you’ll be eligible for depending on the value of your property.
First Home Loan Deposit Scheme
The First Home Loan Deposit Scheme allows first home owners to pay as little as 5% property deposit and avoid paying Lenders Mortgage Insurance. The government is basically acting as guarantor for those home buyers who are approved, and only certain lenders have been selected by the government to offer this incentive. To find out more, speak to our team for south of Brisbane, Logan and Springwood areas.
First Home Super Saver Scheme
The First Home Buyer Super Saver Scheme allows buyers to withdraw voluntary superannuation contributions they have made to their super fund and put this money towards a deposit on a property. Find out more by speaking to our Springwood mortgage broker team today.
Call us today on 07 3808 1070 to book an obligation-free appointment.
We can also help you with:
- Home Loans Springwood
- Mortgage Brokers Rochedale
- Mortgage Brokers Logan
- Construction loans
- Property investment loans
- Vehicle finance
Get the right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~