Refinancing your loan | Mortgage Broker Holden Hill, Golden Grove & Upper Hermitage

Your home loan doesn't stop when it settles - in fact, that's probably when it properly begins! That's why I'm by your side even after your loan has settled to see if we can save you money through refinancing or repricing. As your local Mortgage Broker in Holden Hill, it's all about continuing to ensure your home loan suits you - even if it's been years since you first settled.

What is refinancing vs repricing?

• What is refinancing? Refinancing is when you move to another home loan to take advantage of lower interest rates or better features. When refinancing, it's important to have a wide range of loans to compare your current loan to, so you can see how it stacks up. 
• What is repricing? Repricing is when we re-negotiate with your current lender for a better deal. The discount is often applied immediately, and while the discount may not be as significant as when refinancing, it can save you lots of time and paperwork.

It all starts with a free review of your loan

There are so many ways to save on your home loan. As your local Holden Hill Mortgage Broker, I'll compare your current loan with thousands of others to see if we can find you a better deal.

• Step 1: We chat about your goals, so I know what you're looking for from a new loan. Do you simply want to save money? Release equity? Switch lenders? 
• Step 2: I approach your current lender and ask if there's a discount available. This can be a really easy way to save money, and is usually applied that day. Sometimes, the discount they offer isn't sharp enough compared to the rest of the market.
• Step 3: I then go to the Mortgage Choice lender panel of 35+ lenders to see if there's a new lender that wants to offer a lower interest rate.
• Step 4: I talk you through the options, and how much you could save with each one. Refinancing can come with costs, so I'll weigh them out for you. If you're happy to go ahead, I will then manage the refinance process and application.

 

 

Your local Holden Hill expert - Ben Datson

As your Mortgage Broker, I'll be proactive on you behalf to see if we can find a better deal on your home loan. Together, we can review and restructure your home loan to position you to achieve your next goal. I'm here to help!

Find out more about Ben

 

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Book a free review of your loan with Ben Datson

Everyone wants to save money on their home loan - let me see if there is a better deal out there for you. Book a free review of your home loan to get started! I service the areas of Holden Hill, Golden Grove, Upper Hermitage and right across Adelaide. As a mobile Mortgage Broker, I can meet in person or by video.

Book a no-cost, no obligation chat with me on 0434 422 537 or book an appointment below.

Call: 0434 422 537  Book an appointment