Refinancing |Mortgage Broker in Sale, Traralgon and across Gippsland

With many households feeling the pinch of higher living costs and inflation, it might be time to review your household's biggest bill: your home loan. Refinancing can be a great way to save money, shorten your loan term and get it paid off faster. As your local Mortgage Broker in Sale, I'm here to help.

What is refinancing? 

In basic terms, refinancing is simply switching your loan to a new lender. It's a vital part of maintaining a healthy and competitive loan, because without adjustment it will likely become more expensive as time goes on. Refinancing can help you to:

• Plan your home loan after your fixed rate ends
• Release equity to invest or renovate
• Lower your interest rate to save money
• Switch loan terms or access new features
• Consolidate your debt to take control of your finances

Let me help you refinance to a better deal

• I start by reviewing your loan, comparing it against your needs & finances as well as the wider market to see where it sits competitively. We will chat about what you want to achieve: updating your fixed rate, freeing up some cash flow, releasing equity to invest or simply trying to save money.
• I then approach your current lender and negotitate your current rate to see if we can get a discount. If they're willing to give us a fair deal, this is often applied the same day and can be the easiest way to save money. 
• I always then compare both your current loan and discounted rate to what the rest of our 35+ lender panel are offering. Sometimes, going with another lender is a significantly better deal. 
• I talk you through your options, showing you which ones save you the most money. Once you give me the go-ahead, I do all the legwork: the application and follow-up to move your loan to the more competitive product.

It all starts with a free review of your home loan

Like the rest of my home loan service, my refinancing service is completely free. That's because as a Mortgage Broker in Australia the lender pays me a commission when your refinance settles with them. 

Your refinance journey starts with a review of your home loan, so I can see how it fares compared to what's on offer. As a local Mortgage Broker in Sale & Gippsland, I would love to help you save money on your household's biggest bill.

 

What my refinancing clients are saying

"After 22 years with the same bank we decided to refinance to renovate, I also questioned them about the deal we were getting from them in relation to our home loan, can’t say I was overwhelmed by their response. I approached Dane to see if there was a better option out there for us. Within 24 hours we had 4 better deals. I hate this sort of stuff, paperwork/documentation, but Dane made it so easy and was so patient with me and my indecision. He was there every step of the way. To top it off, it will be 2 month from phone call to renovations starting." (Catherine, Sale)

Let's chat about your next step

Don't put off reviewing your home loan because you don't have time - let me do all the work for you. As a local Mortgage Broker in Sale & Gippsland, I'll do all the work for you and give you peace of mind that you're not paying more than you need to be.