First home buyers in Newstead, Hamilton & Teneriffe
Start your home loan journey today
Buying your first property - what you need to know first!
So, you're ready to purchase your first property? Congratulations!
Before you jump into the process though, there are a few things you may want to know.
1. Find out how much you can borrow! As a starting place, you can check out our online calculators to figure out an approximate number, however, we would encourage you to book an appointment with our Mortgage Broker, Daniel Lord, to get a more accurate answer. Finding out how much you could borrow may help you on your house-hunting journey. This way you'll avoid wasting time looking at properties out of your budget.
2. The next step is to get pre-approved for a mortgage. Before you start house hunting, it's a good idea to get pre-approval in place so that you can be confident when the time comes to submit an offer.
3. Once you've found a property you like, we would encourage you to organise a house evaluation & inspection of the property. In most situations, we will organise the evaluation however it's a good idea for you to organise a building and pest inspection. By doing this step, it will help you identify any potential issues with the property.
4. Once you've negotiated the price, it's time to organise the house settlement. This involves signing the necessary paperwork and paying for insurance, appraisal fees, and other charges.
Of course, there are other steps involved, however, these are a few you may not be aware of as your start your journey into the property market. If you would like to discuss this further, then don't hesitate to get in touch this week. Call Daniel on 07 3025 3010.
Mortgage Brokers in Newstead, Hamilton & Teneriffe and the surrounding areas
As your Mortgage Broker in Newstead, Hamilton & Teneriffe, Daniel can help you with a range of things including:
- Oranginsing home loan pre-approval
- Help you discover your borrowing power
- Help you research what the right home loan may be for your situation and
- Assess whether this is the right time for you financially
As a Mortgage Choice Broker, it's our job to take the time to listen to your personal situation and help you find a solution that’s right for you. If you're looking to save money on your home loan, need an experienced Mortgage Broker to help you secure finance for your new property or new car then give Daniel Lord a call.
Home Loan Resources
If you're researching the best ways to enter the property market, then you may find our guides useful. Feel free to check out some of our free resources below.
- Guide: Your guide to buying your first home
- Guide: Step by step to property ownership
- Home Loan Calculator: How much can I borrow?
Ready to purchase your first home? Get in touch with mortgage broker Daniel Lord.
Daniel can also help you with:
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
