Benefits of a mortgage broker

 

 

What mortgage brokers do and why choose us

 

Partnering with a high-quality broker can be as important as choosing the right school for your children or a good GP/accountant/financial planner. The right broker can save money, position your portfolio for growth, maximise your borrowing capacity or execute a purchase in a time frame that might not be possible without their help. If you believe opportunity breeds opportunity any or all of these things can be critical to your success.

Mortgage brokers now write more than 70% of the mortgages in Australia. This has grown rapidly in recent years as people increasingly understand more about what a broker offers them and what impact they can have on the process and the outcome.

Dayle worked for many years as a business development manager in several of Australia’s biggest banks so understands the industry and the processes from both sides of the fence. She has also used property and finance to achieve some significant life goals and is passionate about many aspects of what part property plays in our community and our lives.

 

Panel of lenders 

 

We have over 35 lenders on our panel. These include the big four banks but also many class leading specialty lenders that cater to many specific requirements based on your personal circumstances. These can include being self-employed, having foreign income, your credit history, your age, whether you have owned property before and many other considerations.

 

Managing the process 

 

•  Assessing your personal circumstances - including all things that may affect you lending ability.
• Assessing your current and future goals - to ensure any actions taken today do not become a blocker to a future goal.
• Assessing the right lending institutions to meet your individual needs and providing you with options.
• Recommending the best solution including lender and product
• Collecting and packaging all the required information to create an application - which can include collaborating with your accountant and/or financial panner.
• Managing the application process which can include working with your conveyancer.
• Processing all documentation.
• Overseeing the settlement process.
• Annual check-in to ensure you are still getting the best outcome available to you for your current circumstances and to ensure any required actions are taken to move you towards mid to long term goals. 

 

How do Mortgage Choice  brokers get paid 

 

Mortgage Choice brokers get paid by the bank when a loan settles; we do not charge you any fees at all, our service to you is free.

 

 

P: 0434 546 800 | E: dayle.boyer@mortgagechoice.com.au 

For some more detailed information try our Guides page.

For some hand calculators try our Calculators page.