Your first home loan made simple

Our Mortgage Choice team in Boronia & Ferntree Gully will make your first home loan simple! We offer clear advice about which loan is right for you and do all the legwork.

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Your local first home loan experts

Taking the leap into your first home is a big deal, and our Mortgage Broker team have got you covered! In fact - we specialise in helping first home buyers get across the settlement line. With access to thousands of loan options, we cut through the confusion and talk you through which loan is going to support your first home purchase. We’ll guide you every step of the way, and turn an overwhelming process into an enjoyable one.

We offer first home buyers:

• Plenty of first loan options, tailored to you

You may have already talked to your everyday bank about your first loan, but at Mortgage Choice in Boronia, we're all about choice! We look at more than just the big four banks: we've got access to thousands of products from over 35 lenders. Our Mortgage Broker team does the shopping around and negotiation to find one that's right for your finances and new home.

• Clear, straightforward advice

What home loan is the best one? What's a good interest rate? What do I need to do first?  These are all questions we've heard from all the first home buyers who have gone through the process before you. We'll guide you through what to consider, what documents to provide and what your loan options are. After you've made an informed choice for your first loan, we will then handle all the details so you can focus on dreaming about your new home (and moving in!).

• Advice on Government incentives

There’s a stack of grants and incentives out there for first home buyers - think of it as a little (or big!) boost to help you get started. The tricky part? Figuring out what you’re eligible for. Our Mortgage Choice team in Boronia & Ferntree Gully will make sure you’re making the most of any and all the incentives you're eligible for so you can get into your home sooner.

   

 

We've got your first home covered

Buying your first home is a huge milestone, and it should feel like one of the best experiences of your life. My team and I are here to make that happen. by offering clear honest advice, and all the legwork done for you.

Get in touch with Dean

 

Our home loan service is free

As Mortgage Choice Brokers, our team doesn't charge to find you the right home loan. Instead, the bank pays us when your loan settles with them. In some limited circumstances, we may charge a fee, but this would be discussed with you before proceeding. For us, we love that every Australian has access to expert advice on their home loan, without having to worry about how much it costs.

 

What our first home buyer clients say

"Dean made our home buying experience quick and stress free. He was able to find us a good home loan and walk us through all the steps to buying our first home. Highly recommend."

P Modlic, Boronia

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FAQs: Your First Home Loan

We know buying your first home can be confusing, but we’re here to simplify it! We're on hand to answer any questions you might throughout the process. But, first let's have a look a few basics: 

• What's a good interest rate? Interest rates vary from bank to bank, and the lowest one advertised might not be available to you. But not to worry! Our Boronia team has thousands of loans available from lots of different lender types. We will find the lowest ones available to you and talk you through your options, so you make an informed choice. And while the interest rate is important - it's not everything! There are plenty of great features that could save you more than a slightly lower rate.

• How much can I borrow? This is one of the first questions we hear from first home buyers, and for good reason! Your borrowing capacity will guide you on what properties you can afford. How much you can borrow comes down to your income, debt, living expenses and deposit. Our team will put these together to see how much you can borrow and what lenders would suit you best. 

Check out our Loan Calculators

 

Get us in your corner

Our Mortgage Choice team in Boronia is here to answer all your questions and find a competitive loan for your first home. Give us a call or drop us a message  - we’d love to help you take the next step.