Refinancing your loan | Mortgage Broker Narre Warren
Interest rates are a record lows, and many Mortgage Choice customers are saving thousands of dollars over the life of their loan - not to mention the availability of cashbacks as well! The Mortgage Broker Narre Warren team can help you understand your options with your home loan.
How long have you had your home loan?
If you've had your home loan for over 2 years, it might be time to refinance! Banks and lenders move quickly and the best interest rate available to you now could be lower than when you first got your home loan.
So, what is refinancing? Refinancing is when you pay off your home loan with a new loan, usually from a new lender. It essentially means you have 'moved' your home loan to another bank or lender. People do this to take advantage of lower interest rates, better features, to access equity, to switch lenders - in fact - there are plenty of great reasons to refinance.
The first step: review your loan
The very first step of the refinancing process is to see if there is a better deal available to you. With our free Home Loan Health Check, our team will compare your current loan to the rest of the market. If there's a better deal out there for you, we will help you refinance to the new loan.
Keep in mind, refinancing can bring some additional break costs and application costs. It's important to sit down with us to weigh the pros and cons of a new loan before making the decision to move.
In line with the United Nations Sustainable Development Goals (SDGs) for Environment Management and Sustainability, we can also help our clients to do their part for the enviroment by exploring Green Home loan options.
Book a Home Loan Health Check with our expert team
The Mortgage Broker Narre Warren team are committed to finding out if there's a better deal out there on your home loan. Our team are bilingual and can help you in both English and French.
Book a Home Loan Health Check with the mortgage broker Narre Warren team on 0400 999 963 or book an appointment on the button below.
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
