Investment Loans | Gosford, Wyoming & Narara

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Investment loans Gosford and surrounds

When thinking of stable long-term investments, property is often the first thing that springs to mind. As a tangible asset that requires no specialist trading knowledge, property is often an appealing prospect for first time investors, though many seasoned investors also gravitate in this direction. Whether you’ve got a substantial portfolio already or you’re just beginning to dive into investing, your local Mortgage Choice broker in Gosford can help guide you in the right direction.

From examining your finances all the way through to settlement and beyond, Emmanuel Vlandis is the reliable, trustworthy broker you need when taking this next financial step. Working with Emmanuel grants you access to a huge selection of loans from a wide variety of lenders, so you can rest assured you’ve got the pick of the bunch for your investment. Any questions you have are answered honestly, and in language that you can understand - not just finance jargon!

Are you ready to invest?

Using equity to invest

Even if you don’t have enough cash for a 20% deposit, you may still be able to purchase an investment property using equity in your current home. Your equity increases both as you pay off your loan and when your home increases in value, so if your loan is a few years old, you’ve likely built up enough to use as a partial or full deposit. However, you may not be able to access the full amount to make a purchase! If you’re not sure whether you have enough equity, get in touch with Emmanuel Vlandis today to chat about your usable equity and investment options.

What to look for in an investment property

Investment properties can provide steady rental income, however it is important to choose wisely to maximise your returns. Unlike when you buy your home, emotion should not factor into your selection of an investment property at all. Instead, it’s important to consider broader appeal to tenants.

Key features to look for include

Location, and proximity to useful amenities like transport and shops
Whether the area is high growth, or will be growing soon
Desirable features, like a garage and extra bathrooms
Future maintenance costs

Emmanuel Vlandis at Mortgage Choice in Gosford can help guide you through choosing the right property with the right loan, to ensure that you are getting the most out of your investment. If you’re interested, book an obligation-free appointment today or call 0410 644 872 to learn more!