Mortgage Broker in Lilli Pilli, Caringbah South and Cronulla
Lilli Pilli
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- Office - 0408 576 306
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Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Start your home loan journey today
Mortgage broker in the Lilli Pilli, Caringbah South and Cronulla area
With an extensive background in the banking and financial services industry spanning over 10 years, Erica has seen it all when it comes to home loans! She is an expert problem-solver, and even the most complex situations are no match for her skills. Passionate about helping her customers achieve their home ownership dreams, Erica will go the extra mile to provide the best service experience, and she builds her practice on a foundation of mutual trust.
Originally from sunny California, Erica moved with her husband to Australia in 2013, and she loves the community feel of the Cronulla area. A mum of two boys, she is often busy keeping them entertained, though she also loves to travel often to see family and explore the world.
Why work with a mortgage broker?
When you partner with a trustworthy mortgage broker, like Erica, you are saving yourself the time and stress of searching for a home loan on your own, as well as accessing all of her knowledge and experience. When you work with her, Erica will
- Communicate openly and transparently with you
- Offer you reliable advice
- Listen carefully to your needs
- Provide personalised loan solutions
- Use her problem-solving skills to address any challenges
And best of all, you pay absolutely nothing for these services! Take some of the home loan weight off your shoulders by contacting Erica today to discuss your plans.
Speak to Erica Noyes about your home loan today
We can also help you with
- Mortgage broker Lilli Pilli
- Mortgage broker Caringbah South
- Mortgage broker Cronulla
- First home buyer
- Refinancing
Financing your renovation
A renovation can add value to your home as well as improve its aesthetics. There are many different ways to finance your home renovation plans, including a construction loan, personal loan, cash, and using your equity. At Mortgage Choice in Lilli Pilli, Erica can help you evaluate your plans and decide on the best course of action. From there, she can help you secure the right financing to suit your needs and make your renovation simple. Big or small, your renovation goals are within reach with Erica - just get in touch today to discuss your options.
Using a guarantor to buy your home
If you are unable to provide a deposit worth 20% of the property price, you will generally be required to pay LMI, a significant extra cost to factor into your budget. However, you may be able to use a guarantor to avoid this expense. Your guarantor acts as security on your loan, allowing you to purchase the property and get into the market with a smaller deposit. Your guarantor will also be responsible for the loan if you are unable to pay it, so this isn’t a decision to take lightly! Talk to Erica about your options, and download our free guide to guarantors to learn more.
Free moving checklist
You won’t forget a thing with our handy list, full of advice and step-by-step lists to make your move as seamless as possible.
Call Erica Noyes on 0408 576 306 - she’d love to hear from you!
The right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~