Refinancing | Home loans Lilli Pilli, Caringbah South & Cronulla

Start your home loan journey today

Refinancing your home loan

Do you know what your home loan interest rate is? Many people don’t! The bad news is that you could be paying far more than you need to when you stick with an interest rate that doesn’t work for you anymore. There’s a common misconception that you are tied down to your home loan until you pay it off fully, but in reality, switching loan or lender is a great way to keep your finances healthy. And it doesn’t have to be complicated or difficult!

As your Lilli Pilli mortgage broker, Erica will ensure that everything is taken care of for you, from finding a new loan to applying and ending your current loan. She will make sure that you come out on top, even considering any loan break fees, so you can enjoy more cash in your pocket!

The benefits of refinancing

When you refinance your home loan, you may be able to take advantage of several important benefits. These include

Reducing your interest rate and lowering your repayments
Giving you access to new features
Reducing your account fees
Accessing your equity
Paying off your loan faster

Even a small change to your interest rate can result in a huge saving over time, so don’t delay the refinancing process! Whether you are interested in capitalising on one of these benefits or a few, Erica can help you find a new loan that suits your lifestyle and financial circumstances - just get in touch with her today for a free consultation.

Reviewing your home loan

It’s important to review your home loan at least every few years to make sure it is still appropriate. We also recommend looking at your loan if you are about to come off a fixed rate, your finances have changed, or even if you just want a better deal!

When you book an obligation-free home loan review with Erica, she will assess your current loan and identify whether you could benefit from refinancing. She will guide you to make informed decisions about your loan, keeping the process simple and stress-free.

Get your free home loan review