Buying your first home in the Hills District, Fairfield and Auburn
Start your home loan journey today
Ready to purchase your first home? Our team are here to help!
Buying your first home is a huge - and exciting - financial step in your life. Between attending inspections every weekend, packing to move, and making sure your finance is sorted, there are a million things to consider in your home-buying process. We know it can be overwhelming, so the team at Mortgage Choice servicing the Hills District are here to help!
When you work with your local Mortgage Choice broker George Allebi, you gain access to a wealth of expertise and advice. We are ready to support your journey by
- Understanding your financial situation
- Assessing your eligibility for government schemes
- Walking you through LMI, guarantors, your borrowing power and more
- Helping you get pre-approval if necessary
- Applying for your loan
- And supporting you all the way to settlement and beyond!
With so many options out there, it can be difficult to know what the right path is for your home loan. Let us do the hard work for you! We have access to hundreds of different loans from a variety of both standard and specialty lenders, so you can rest assured that you are getting the best solution for your specific needs.
Getting your home loan pre-approved
Looking for a home but not sure exactly what you can afford? While not necessary to buy a home, getting your loan pre-approved can give your budget certainty. Pre-approval locks in your loan amount so that you can narrow down your search and place bids with confidence. In a hot market, it allows you to act faster to put in an offer without waiting for finance.
Once you are deemed eligible and given pre-approval, you have a predetermined time period to secure a home before your eligibility must be reassessed. It’s important to note that pre-approval does not necessarily guarantee you a loan if your financial situation, lender policies, or market interest rates change significantly.
If you’re thinking about buying a home, get in touch with George Allebi and the team at Mortgage Choice today at 0479 070 955 to discuss pre-approval.
Free first-home buyer resources
If you’d like to learn more about the process of buying your first home before you chat with us, download our free guides to home ownership.