March 24, 2014 by Tiffany Hancy
Generally speaking if you are PAYG, the banks want you to have been in your job for 6 months. However, there are a number of banks who will look at 3 months employment and out of probation.
A number of other banks will also take into consideration your employment history and if it is the same occupation or similar to your new occupation they will not insist on the 3 to 6 month term with your new employer.
Call us today on (08) 9485 0090 so we can help you find the right lender to suit your current situation.
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If you are self employed, the standard requirement is 2 years personal and company tax returns. There are some lenders that will consider just the last years tax return.
If you are looking to kick start your home loan journey, check out our recent video on the home loan application process...
For further information on home loans, or other financial services, don't hesitate to give us a call at Mortgage Choice Joondalup & Butler on (08) 9485 0090.
Dennis Aplin, Your Local Mortgage Broker
dennis.aplin@mortgagechoice.com.au
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