First Home Owner Grant (FHOG) WA

The FHOG WA is $10,000 or the consideration paid to buy or build the house if it is less than that amount.

To be eligible to receive the FHOG WA, the following must apply:

• You must be 18 years or over at the time of making application. If you're under 18, you may be able to apply for an exemption from the age requirement.
• At least one applicant must be an Australian citizen or a permanent resident at the time of making an application.
• You must hold a relevant interest (ownership) in the land on which the home is situated and must own the home in your own capacity. A relevant interest may include a right of occupancy.

You are not entitled to a FHOG if you or your spouse/de facto partner:

• Have previously received the grant or first home owner rate of duty from any jurisdiction in Australia
• Have owned residential property anywhere in Australia before 1 July 2000
• Have owned residential property anywhere in Australia on or after 1 July 2000 and occupied that property as a place of residence before 1 July 2004
• Have owned residential property anywhere in Australia on or after 1 July 2000 and occupied that property as a place of residence for a continuous period of at least six months that began on or after 1 July 2004.

Buyers are expected to apply for the FHOG within 12 months of the completion date. The total value of your transaction must also not exceed the capped amount for you to be eligible for the FHOG WA. The cap varies depending on where the home is located.

For a contract to build, a new home or an off-the-plan purchase located:

• South of the 26th parallel of South latitude – value of land and building must not exceed $750,000. All Perth metropolitan areas are south of the 26th parallel.
• North of the 26th parallel of South latitude – value of land and building must not exceed $1,000,000.

Applying for the First Home Owner Grant is easy, and your Mortgage Choice broker can guide you through the paperwork.  

Yes, the $10,000 can be used towards a deposit, but will likely not cover the total amount needed.

There are many different ways you can go about buying your first home. The best way is to get in touch with a mortgage broker, who can show you the state grants that you're eligible for and can help with your home loan application. Check out our Steps to Buying your First Home for more information on how to buy your first home.