Debt Consolidation | Mortgage Broker Dingley Village, Keysborough, Dandenong and right across Victoria

Debt consolidation can be a great tool for minimising interest and making your life easier. But it's important to get independent advice! As your local Mortgage Broker in Dingley Village & Keysborough, I will help you explore your consolidation options and show you the benefits of your decision in the long-term. Let's put you back in control of your finances!

What is debt consolidation?

Debt consolidation is the process of bundling multiple loan sinto one single loan. People do this to save on interest and make their finances a bit easier to manage. If you have multiple loans like a personal loan, car loan or credit card debt, consolidating them into one low-rate loan could be your first step to taking control of your finances. 

What are the benefits?

• Lower interest rates: Smaller debts tend to have higher interest rates, which increases the risk of not being able to repay. When you have a larger loan like a home loan or a personal loan, you open the door to lower interest rates, meaning more of your payments would go towards paying off your debt NOT interest.

• Easier to manage: There's a lot to be said for making life a bit easeir. With multiple debts, there are different repayments to remember, as well as the threat of late fees. Consolidating your debts will help you streamline your finances and create a single, easy-to-manage debt account and require one regular repayment.

• Free up cash flow: With lower interest rates comes improved cash flow which you can use to pay off your debt faster, or even invest elsewhere! Either way, you would get to keep more cash in your pocket.

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Simplify and save

As a Mortgage Broker with a previous 15 years in financial planning, I'm passionate about debt consolidation and the difference it can make. I'll help you review your options and then combine your debts into one simple loan. Then you can focus on getting it paid off!

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How I can help with debt consolidation

As a Mortgage Broker with more than 15 years of financial planning experience behind me, I'm more passionate than most about everyday Australians being in control of their finances. You may not even realise how many smaller debts you've picked up along the way.

• Review: Our first step is to sit down and review your debts, income and budget. I will then suggest some consolidation loan options from over 35 lenders to give you a few effective, competitive loans to choose from.

• Refinance: If you have a home loan that you would like to roll your smaller debts into, I will also review your home loan and see if I can get a discount from your current lender. I'll look at restructuring it as well, as it works more efficiently for you in the long-run.

• Admin: Once you give me the go ahead, I then manage all the administration for your new personal loan, organising the discharge from your other lenders and giving you one streamline loan to pay off.

 

Let's put you back in control

I'm passionate about helping my clients access debt consolidation options that truly make a difference to their finances. I offer mobile Mortgage Broking services throughout Dingley Village, Keysborough, Dandenong and right across Victoria. Otherwise, I'm available to chat by phone and video. 

Ready to discuss your goals? Call me today on 0425 349 916 or fill out our contact form. 

Call: 0425 349 916  Contact Us Form

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