First Home Buyers | Mortgage Broker Dingley Village, Keysborough & Braeside

Buying your first home is a big step, and finding the right loan can feel like one of the hardest parts. With so many options and complex terms, it’s easy to feel lost. As your local Dingley Village Mortgage Broker with over 15 years of finance experience, I’ll guide you through the process step-by-step, helping you make sense of it all and find the best loan for your needs.

You don't have to do it alone

Facing your first home loan journey is daunting. The good news is: you don't have to do it alone. As your local Mortgage Broker in Dingley Village, I offer a free home loan service to guide you through your first home loan process and match you with a competitive first loan. I love helping first home buyers stretch their budget, make the most of Government grants and realise their dream of owning their first property. 

Here's what my service includes:

• An experienced guide by your side: With over 15 years in financial planning before becoming a Mortgage Broker, I take a holistic view of your finances before recommending a home loan. That means, I look at what you want to achieve now, as well as in the future! I’ll walk you through everything you need to know - terms like Loan to Value Ratio (LVR), fixed vs. variable interest rates, and loan features like offset accounts. No question is too big or too small; I’m here to simplify the process and help you make informed decisions.

• Access to a wide range of loan options: Many first home buyers go directly to their bank for pre-approval on their home loan. But doing that limits your access to interest rates and suitable features. As part of my free home loan service, I compare your needs to loans from over 35 lenders - including all the major banks and some specialist lenders. And as your local Mortgage Broker, I'll handle the comparisons and negotiations, so you can rest assured I'm recommending the best of the best available.

• Strategies for buying with a small deposit: A small deposit isn't a problem nowadays. As your local Dingley Village Mortgage Broker, I'll talk you through how much you need to have saved for what you want to spend, and how to stretch your deposit using various Governemnt grants and incentives. The Home Guarantee Scheme allows you to purchase with just 5% and avoid Lenders Mortgage Insurance fees, while stamp duty discounts can cut down on your costs. You could even consider getting your parents to go guarantor for your loan or even buy with a friend, sibling or partner (there's incentives for that too!).

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An experienced guide for your first home

Buying your first home can feel overwhelming, but I’m here to guide you. As your local Mortgage Broker, I'll help you navigate the loan process, find the right loan and make the most of Government incentives - so you can confidently make your first ever purchase.

Find out more about Guy

 

My home loan service is free

As a Mortgage Choice Broker, my home loan service is free. We are paid by the lender when your new loan settles with them. It means that we can offer transparent advice to everyday buyers who simply want to know they're getting a good deal on their home loan.

 

Start your home loan journey today

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Let's find you the right first loan

I'm passionate about helping my clients access first loan options that truly make a difference to their finances. I offer mobile Mortgage Broking services throughout Dingley Village, Keysborough, Braeside and right across Victoria. Otherwise, I'm available to chat by phone and video. 

Ready to discuss your goals? Call me today on 0425 349 916 or fill out our contact form. 

Call: 0425 349 916  Contact Us Form