How much can you save by refinancing?

Do you want to lower your home loan repayments? Mortgage Choice home loan health checks are a free service to help you save. And with interest rates on the rise, now is the right time to have an expert in your corner to help you find a better deal on your home loan.

What we'll do for you

Negotiate for you

We will contact your lender and try to negotiate a better interest rate on your behalf.

Compare thousands of loans

Mortgage Choice brokers can help you access market leading rates from over 30 lenders.

We do the hard work

Our brokers will help with the paperwork and follow through the entire process from start to finish with the lender to simplify the application process.

When it comes to finding the right home loan, the choice is easy.

MC Loan Checks explained

Why would you need a loan check?

A home loan health check is a smart option if you are:
- thinking about topping up your home loan;
- coming to the end of a fixed rate term;
- aiming to pay off your home sooner;
- looking to reduce or lock in your repayments;
- planning renovations; or
- considering buying an investment property.
We'll evaluate and compare your loan with hundreds of others by taking into account rates, fees and features to make sure you have the loan that's right for you.
What is MC Loan Checks?

MC Loan Checks is a programme designed to help keep you on the best home loan rate for you.

Self-sorting the right home loan can be pretty daunting, especially in the current environment. That’s why our team of experts are ready to help with any questions or concerns you may have.
How MC Loan Checks can help you?

Mortgage Choice Loan Checks is our exciting program that helps you know sooner if you’re getting a great deal on your home loan. It’s fast, easy and it could put money back in your pocket. And right now, saving matters.

Don’t delay

In the current environment, no home owner can afford to just assume their loan offers good value. Chances are, there is scope for you to save. That’s why our team of experts are ready to show you how much you could save with a more competitive rate.

We work with over 30 lenders – some exclusive to mortgage brokers. So we can show you rates you won’t find elsewhere. Even better, our home loan service comes at no charge to you because the lender pays us after your loan settles.

Ask us about a free home loan health check today

Aussie refinancer testimonials

Nick and Angela Vlahadamis,
Refinancers

We still can’t believe how easy it was. Not only did our broker arrange an appointment suited around us but within a short time we felt completely comfortable and at ease with our refinance options. He gave us options which empowered us with choices that saved real time, lots of money and much anguish.

Nigel,
Refinancer

With our Mortgage Choice broker's help we have refinanced our home loan to a different lender. We decided to go with a split loan again, and we took some additional funds to pay for the home improvements. But thanks to the competitive interest rate our broker secured for us, we’re still paying the same each month. Even better the fixed rate portion of our loan is surprisingly flexible and we can make additional repayments up to an annual limit.

Basil and Maria, Lugarno, NSW
Refinancers

I’ve had very good experiences with Mortgage Choice. I still look back to the loan I had before I met my Mortgage Choice broker and I think they must have made a motza out of me. That’s why I’ve referred other people locally to Mortgage Choice. And it’s true, Mortgage Choice’s home loan service didn’t cost me a cent.