Free home loan resources and property guides | Sandringham
Welcome to our free home loan resources section! You’ll find essential tips and expert advice you’ll need to help you on your mortgage journey.
Whether you’re a first home buyer, thinking about refinancing or investing in the property market, we have the perfect e-guide for you.
Still have questions? Give us a call on (03) 9585 2000 or click on "Speak to Us" for a quick callback.
Using Equity to Invest Guide
Using equity to invest guide: understand what home equity is and how you could use it to start or expand your investment portfolio.
Property Ownership
This guide outlines the essential steps to achieving property ownership, starting from the first appointment with a mortgage broker all the way to settlement.
First home buyer 2020 grants guide
It's worth knowing what Government help is available if you're looking at buying your first home. This guide will walk you through all the grants and schemes available to help you save.
Home Loan Pre-Approval guide
When you are in the market for a home or investment property, certainty is a valuable asset. Loan pre-approval can help provide that certainty, letting you set a clear purchase budget, negotiate strongly when you find the right property, and bid with confidence at auction.
Home Loan Features
When selecting a home loan, borrowers should be familiar with the features that may be incorporated in loan products. Features help to differentiate between loan products and will determine whether a loan product is suitable for you.
Property Inspection Checklist
This checklist will help to guide you through the factors you should consider when inspecting a property.
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Negotiating to buy a Property
Hints and tips when negotiating to buy a property. In all cases, you should seek legal advice because you will be entering into a legally binding contract, and this information should be viewed as a general guide only.
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Building or renovating your home guide
Building a brand new home or completing major renovations on an existing property are some of the most exciting projects we can undertake as home owners. This guide will take you through your loan options for your important project.
Refinancing guide
If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.
Upgraders guide
This guide covers all the important aspects of deciding the next move. It's essential to evaluate all the financial options and costs involved in selling a current home and buying a new one.
Property investor guide
If you are looking to invest in property or simply exploring the possibilities, this guide will help you navigate the steps involved to kickstart your property investment journey.
Guarantor guide
If you are thinking of using a guarantor or becoming one yourself, it's crucial to do your research. This guide walks you through the important considerations to think through.
Building or renovating guide
If you are considering building or renovating, this guide covers everything you need to know from financial considerations to the loan options that are available.
Estimated Property Purchase Costs
When purchasing a home there are additional costs you need to consider on top of the purchase price. Use this worksheet to calculate the total cost of your purchase and the loan amount you require.
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Moving House Checklist
This checklist is designed to help you better prepare for and manage the tasks involved in moving houses.
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