Easy Car Finance

Ready for a car upgrade?

Don't settle for the finance offered by your dealer. At Mortgage Choice Charmhaven, we can help you find a great deal and save you both time and money.

Our team has access to over 20 car loan lenders, giving you the power to choose from a range of options. With car loan pre-approval, you can set a buying budget, negotiate a better price, and avoid high-pressure sales tactics.

We offer a variety of car loans and finance options tailored to your specific needs. No matter what you need your vehicle for or what type of finance you require, we can help you find the right solution. Contact us today to get started on your car loan journey.

Car loan pre-approval

There are 3 main benefits to organising a pre-approved car loan:

1. Lets you set a buying budget.

By settling a buying budget, it helps you to clarify which makes and models are within your price range, so you can focus on those vehicles that meet your needs as well as your budget.

2. Allows you to negotiate a hard bargain

Confidence is everything in price negotiations, and knowing that you have finance organised, plus a firm idea of how much you can spend, can be a big driver of confidence.

3. Lets you avoid high pressure sale tactics

Having your car finance pre-approved is your best protection against high pressure sale tactics designed to encourage you to take out dealer finance. 

3. Get access to wholesale rates

In most cases, we pass on the wholesale rate of the lender - that means we do not "load" the interest rate to make extra commission like others. You will get the best deal available from the best lender on our panel.

We offer a range of different types of car loans and finance

No matter what you need your vehicle for or what type of finance you need, we can help! We have a wide range of lenders on our panel for this very reason - being able to find a tailored car loan for almost any situation. 

• Car leasing
• Chattel Finance
• Commercial Hire Purchase
• Self-Employed Car Loans
• Novated Leasing 
• Secured Car Loans
• and more!

Contact Us

Ready to chat about your new car loan now? Contact Mortgage Choice Charmhaven on 02 4335 1405, or click on the Speak to us button at the top of the page.