Investing In Property | Mortgage Broker Surrey Hills, Camberwell, Canterbury, Glen Iris & Surrounds
Looking to build wealth through property investment? Whether you're starting out or scaling your portfolio, we're here to help.
The difference between home and investment loans
An Investment Loan is a type of mortgage designed for investors to purchase or refinance properties intended for investment purposes. Unlike traditional home loans which are designed for owners to occupy, Investment Loans are geared towards properties that will be rented out or resold for profit. Investment Loans typically carry different terms, interest rates and eligibility criteria compared to traditional home loans. As Mortgage Brokers we can help you navigate the complexities of Investment Loans, which include:
- Fixed or Variable interest rate
- Principal and Interest or Interest Only repayments
- Line of Credit
- Offset or Redraw Facility
- Equity Release
- Cross Secure or Separate Loans
How investors use finance to create wealth
The most common way property investors create significant wealth is through leveraging the equity their investment property has accumulated, from growing in value and paying down the debt, to acquire additional properties. Through leveraging the equity in properties they own, investors are able to acquire further properties without outlaying the typical 20% deposit required each time.
How we help property investors
We work closely with our clients to understand their goals. To find the best solution for you, we'll discuss your options and borrowing power - for example, if you have an existing property that can be used as equity thereby reducing the cash required to purchase. From there, we'll research and assess over 35+ lenders to find you the best solution and present you with our recommendation.
Once you've accepted a lender we've presented, we'll take care of all the paperwork in getting your pre-approval, which you can then use make an offer on your investment property. Once your offer has been accepted, we'll coordinate with your conveyancer and the lender to ensure settlement takes place. We help at every step of the way - ensuring you keep more of your time, money and sanity!
To learn more about investment loans, view our guides here or contact us today.
We can also help you with:
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
