Self Managed Super Fund (SMSF) Lending | Local Mortgage Broker in Ascot, Clayfield and Nundah

Using a Self Managed Super Fund (SMSF) to invest in property is becoming increasingly popular amongst Aussie investors. Naturally, everyone starts with plenty of questions! As a Mortgage Broker with extensive experience in financial advice, I have a unique understanding of SMSF lending that I use to help my client's acheive their investment goals.

Investing in property via your SMSF

Buying an investment property through your superannuation is one of the fastest-growing spaces in Australia. A lot of people are unsure about how to invest using their super and what tax benefits they could claim. Here are some of the top considerations about self-managed super fund investments:

• The first step is to set up your self-managed super fund so you can choose how your funds are invested - like buying property. Your accountant will do this for you, and there are some set-up costs to consider.
• You and your family are not permitted to live in the investment property - it must be treated solely as an investment property.
• Borrowing to buy an investment property through your SMSF doesn't reduce your own personal borrowing capacity. If you want to buy a home, renovate or refinance, your ability to borrow will not be compromised.
• Usually the recommendation is to have at least $200,000 in your super fund, either alone of shared with another person like your partner, sibling or parent. 
• Banks will lend up to 80% of the property's value, but you may want to borrow less than that so you have more of a buffer should rates go up. 
• You should talk to your accountant and financial adviser so they can recommend the right strategy for your next investment.

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Here's how I can help with SMSF investment lending

While SMSF Loans are becoming more popular, the process can be complex and the regulations can change quickly. As your local Mortgage Broker in Ascot, I have years of experience in SMSF lending, which gives me the expertise to guide my clients through the sometimes complicated process. 

I have access to multiple leading lenders in the SMSF space and will do the research to identify the right options for you. I'll then manage your new SMSF loan from start to finish, working seamlessly with the rest of your support team: your accountant, lawyer and financial adviser.

 

 

Your local SMSF lending expert

I spent many years as a financial adviser which has given me unique insight into SMSF lending and planning. I offer my clients holistic, expert advice about building your SMSF portfolio with competitive finance options.

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Get in touch for expert SMSF lending advice

I'd love to hear about your SMSF investment plans, so we can get started on making it a reality! While I'm based in Ascot, Clayfield and Nundah, I service clients from right across Brisbane by phone, video or in-person.

Get in touch with me today on 0423 422 585 or request a call below.

Call: 0423 422 585  Request a call

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