First home buyers | Mortgage Broker Merimbula & Bega

When you're looking to buy your first home it's tempting to Google everything, but that can end up confusing you more. What you really need is an expert, friendly team to provide support through the journey of buying your first home. Mortgage Choice in Merimbula & Bega are here to help!

We give honest answers to your questions

If this is your first jump into the property pool, you likely have plenty of questions. At Mortgage Choice in Merimbula & Bega we pride ourselves on giving you honest answers; no fluff, no frills. We want to be the human link in your home loan journey. You're not a number to us - but a person whose finances will evolve over time. We're here to provide the simple, friendly information you need to choose well when it comes to your loan. 

Our team will:

• Sit down with you to chat through what you want for your first home.
• Take you through those big numbers: how much you can borrow, repayments & more.
• Do all the research on your behalf from over 30 lenders.
• Review various first home buyer incentives & grants to see if you're eligible.
• Let you know what documentation we need from you & then put the application together.
• Follow your loan through to settlement, keeping you updated along the way.

Our home loan calculators  

Guarantor Loans to the rescue

If you’re trying to buy a home with less than a 20% deposit, lenders may require you to pay Lender’s Mortgage Insurance otherwise known as LMI. To avoid this, you can ask an immediate family member to go guarantor on your loan. 

A guarantor can provide security for your home loan in the form of assets, typically their home. There are risks involved with a Guarantor loan so it's important to chat to our expert team first. 

First Home Buyer Incentives

Locals helping locals with their first loan

No matter where you are in the process of buying your first home, our local Mortgage Broker Merimbula & Bega team are here to help! 

We are available via phone, video or in-person at a time & place that suits you best. You can also visit our office at 2/6 Alice Street, Merimbula NSW.

Call Mortgage Choice in Merimbula on 0432 281 837 or book a call below.

Call 0432 281 837  Request a call back

 

_{Our Mortgage Broker Merimbula team service the areas of Merimbula, Bega, Eden, Araluen, Pambula, Narooma, Bodalla, Nowra, Jervis Bay, Ulladulla, Milton, Moruya, Batemans Bay, Shoalhaven Heads and surrounds.}