Reviews
Average client rating
5/5 From 132 Reviews
When I first contacted Jim about refinancing he said he would make the process as seamless as possible and he certainly delivered on that. Very professional, responsive and knows his stuff.
Jim was fantastic during the entire process of securing a home loan. He was professional, thorough and a great communicator. Nothing was too hard for Jim, and he really put my mind at ease during the process. I highly recommend Jim
Jim is very professional and prompt with all communications. If you want to get a better rate give him a shot, you won't regret it.
Jim and the team are brilliant operators. As first home owners we werent sure what to expect. Jim was there for us each step of the way, providing us with important information, valuable insights and confidence. Couldnt be happier
Jim was incredibly helpful and informative throughout the entire loan process. He presented a number of options and was attentive to our needs and requirements when purchasing our first home. Highly recommend
Highly recommend Jim - patient, thorough and took the time to make sure I understood processes and alot of the banking jargon that gets thrown around Have met with a few home loan executives at a different banks before that and found my options depended on whether I knew what to ask. Jim was open, genuine and helped me get a clear picture of possible scenarios so I felt equipped to make the right decision. It's a big decision, after all. Super appreciated - thank you
Jim is very professional and knows the finance business dealing with major lenders. Thank you for your efficiency and professionalism Jim.
Jim has been a pleasure to deal with, extremely knowledgeable when drafting scenarios with lenders, and providing instant contact with the outcome. Jim was able to get us our desired loan amount so my partner and I could get our dream home in our dream location. We cant recommend him enough ?????
Jim was very informative and his customer service was great, would recommend him.
Jim is very helpful in the process of getting my refinance. Prompt response to any questions i had and processing my application is very fluid and hassle free. Highly recommended broker . Thank you Jim . Old fashioned excellent customer service More than 5 stars service
Jim is very helpful in the process of getting my refinance. Prompt response to any questions i had and processing my application is very fluid and hassle free. Highly recommended broker . Thank you Jim . Old fashioned excellent customer service
Jim is very knowledgeable and easy to communicate. We are very happy with his service and would definitely recommend him.
Jim makes the complex and time consuming process of arranging finances very easy and efficient. Helpful, clear and concise and available to meet deadlines. Highly recommend.
Jim was super responsive and helpful finding the right mortgage for me. A pleasure to deal with someone who communicates so clearly and provides the utmost level of service which is a rarity these days. Thanks Jim
Jim has consistently demonstrated his invaluable expertise in facilitating my real estate transactions. His professionalism, dedication, and profound knowledge of the market have ensured seamless and successful property acquisitions. I wholeheartedly recommend Jim for his exemplary service and look forward to working with him again on the next purchase.
Jim, has been an absolute lifesaver during our journey to purchase our first house. His guidance and support was nothing short of amazing. He patiently led us through the process, making it not just manageable but also enjoyable. We're incredibly grateful for his expertise and dedication in helping us achieve our dream. We can highly recommend his services.
Jim has been incredible in guiding us through our property search. He communicates effectively, promptly and makes things easy to understand and thinks outside the square on how to get you the best rate to suit buyer's circumstances. Awesome service
Thanks Jim
Honest and reliable.
Thanks Jim
Jims been great throughout the mortgage pre approval process. Quick to respond, patience with me and my many questions and always available to chat if needed. Thanks Jim
Id really like to thank Jim for his time, expertise and advice in helping me navigate purchasing my first home. As a first home buyer, Jim has made the process of acquiring a home loan easy and simple and I really appreciate his patience in answering the many questions and queries I had along the way. I would recommend Jim and mortgage choice to anyone, especially those navigating buying their first home. Thanks Jim
The service I received from Jim from both a personal and business perspective was second to none. He went above and beyond to help me at every turn. I highly recommend his service.
Very good experience.
Excellent services. Jim was reliable, approachable, and responsible. Highly recommend.
Jim was amazing, answered r questions then gave us the best options for our new home loan. I would highly recommend Jim for all your mortgage needs
Fantastic Service Jim was able to get us exactly what we needed for a great rate
Personal care and the best customer experience from the beginning to the end of the loan. Jim was exceptional and gave me a follow call to make sure everything went smoothly. Highly recommend Mortgage Choice to anyone who is seeking for a lian
Jim, was very helpful and understanding in the processes of securing my first home loan. He was always accessible and gave quick responses and explanations, highly recommend.
My wife and I have had several dealings with Jim and found him very knowledgeable and a thorough gentleman. We recently purchased a property through Jim and he averted a last minute glitch in the purchase with his efficient response to the lender and our agent. We would recommend Jim to anyone.
I had a great experience. The stress and uncertainty was removed and the service was so professional. Highly recommend
Jim was very helpful with his knowledge and advice for someone like myself, who is new to the housing market. He has given me a lot of confidence as I look to buy.
Extremely knowledgeable, professional, timely and always up for assisting and explain the process to us. Thank you Jim
Very helpful and always there when we needed help and information
Not only is Jim is a great bloke he has a wealth of knowledge and experience in the mortgage game. We found him very professional and courteous to our individual needs. We highly recommend him for his services. Thanks again Jim for getting the best outcome for our family
We have been working with Jim for many years and can't speak more highly of him - always available to talk through financial plans and find us the best package options - we wouldn't have our dream house if it wasn't for him
Jim, is very knowledgeable and ready to help you for any any type of home loan or refinance loan. Very happy for the options he present me. He is a professional.
Jims customer service is always second to none. He is always a pleasure to work with and provides timely responses. Would highly recommend him to friends and family.
Jim at Mortgage Choice is fantastic. Jim was a great help to us in navigating the mortgage application and settlement process of our first home purchase. He has also stayed in touch and been able to secure us a better rate now two years into our mortgage. I would highly recommend Jim and his wonderful services at Mortgage Choice.
Jim is always very helpful, looking for the best deal that suits my needs.
Being first time home buyers we were unsure on the best way to proceed with our loan, Mortgage Broker or direct to the bank, upon recommendation we got in touch with Jim from Mortgage Choice and we felt we made the right choice. Jim was patient, knowledgable and helped us throughout the process answering any questions or queries we had along the way. We appreciate the time and effort Jim took in getting our loan organised and fully recommend him to anyone who is looking for a loan. Thanks Jim
Being first time home buyers we were unsure on the best way to proceed with our loan, Mortgage Broker or direct to the bank, upon recommendation we got in touch with Jim from Mortgage Choice and we felt we made the right choice. Jim was patient, knowledgable and helped us throughout the process answering any questions or queries we had along the way. We appreciate the time and effort Jim took in getting our loan organised and fully recommend him to anyone who is looking for a loan. Thanks Jim
Jim was very profession and helped me every step of the way in financing and refinancing my mortgage.
Excellent service, pleasure to deal with.
Was very attentive and helpful throughout the process.
Excellent service, pleasure to deal with.
Mortgage Choice Jannali made my first experience of purchasing a property a smooth and easy transaction, Jim welcomed me with great service and was looking out for my best intentions when striving to get my loan approved. Would recommend to the greater community
I couldn't recommend this company enough. Jim went above and beyond and kept us up to date every step of the way 1010
Jim makes the painful process of applying for a home loan, very easy. He got us a great rate and saved us alot of time going back and forth with the different lenders. Highly recommend.
We experienced fast, efficient and great personalised service from Jim.
Thank you for finding the best solution for us.
Above Beyond with Finance Applications, Knowledge of Area and Best Finance Options Available
Jim Demetriou
Was 100 proffesional from Start to finish , he did the basic assesment first up which gave us a guide to our borrowing capacity.
Once the loan application process was strarted Jim followd it through all the way to completion.
Making the whole process seamles and non stressful transaction
Any hiccups that did occur Jim rectified them wirth the lender straight away
I would have no hesitation in recomending Jim Demitriou of Mortage Choice Jannali to anyone that wants a stress free loan appliation transaction
I would not hesitae to use Jim again when the need arises
Regards
Peter Wilkins
.
Jim did a fantastic job. Excellent service and very quick turnaround.
I can highly recommend Jim Demetriou. I was purchasing a commercial property and totally underwhelmed by the loan offer from the bank that I'd been with for years. Turning to Jim, he found me several excellent loan options. Through the loan process he was able to navigate through any potential sticking points. He was level-headed and his communication clear. A pleasure to work with!
Very pleased with the service provided, very professional, fast and efficient. My finance was approved in a short time which made the purchase of my car possible. Would highly recommend using mortgage choice at jannali Will surely be using them again
I can highly recommend Jim Demetriou. I was purchasing a commercial property and totally underwhelmed by the loan offer from the bank that I'd been with for years. Turning to Jim, he found me several excellent loan options. Through the loan process he was able to navigate through any potential sticking points. He was level-headed and his communication clear. A pleasure to work with
Jim was great to work with. Very clear with communication throughout the entire process, what to expect and always followed up every email with a phone call. The whole process was fast and went smooth and Jim secured me a great deal on my mortgage.
It was an absolute pleasure dealing with Jim. He made the whole process of purchasing our property seamless and we highly recommend his brokerage services.
Simon Louise
Thank you so much for all your help and we are both very excited on our purchase and your assistance in getting us there. We will be sure to recommend you to anyone who may need your services.
Jim went out of his way multiple times to assist us with our home loan. He never gave up even when things looked impossible.
When searching for a home loan Investment loan you need to be able to rely on someone you can trust to be able to present all the options available and give you the right information to make the right decisions.
Not only was Jim great at providing these options, he also steered me in the right direction with refinancing my current home loan to better my financial position.
There was no question too silly or too hard that with his extensive experience and knowledge he was not able to answer confidently and made me feel at ease.
Everything was handled quickly, efficiently and his reputation is well deserved.
I have used Jim for Multiple loans now and will definitely be using his services again when the next opportunity presents itself.
Jim was great to deal with. He was very patient and explained everything in an easy to understand way. The process was very easy as Jim made sure we didn’t get stressed and felt comfortable with what was happening the entire way through. We were informed every step of the way which was great. He helped us buy our first home and we are very grateful!
Jim was great to deal with. He was very patient and explained everything in an easy to understand way. The process was very easy as Jim made sure we didn’t get stressed and felt comfortable with what was happening the entire way through. We were informed every step of the way which was great. He helped us buy our first home and we are very grateful!
Jim was great to deal with. He was very patient and explained everything in an easy to understand way. The process was very easy as Jim made sure we didnt get stressed and felt comfortable with what was happening the entire way through. We were informed every step of the way which was great. He helped us buy our first home and we are very grateful
My wife I were dealing directly with Jim for our first home loan. Not only did he make the process seamless easy to understand, he was also available to answer any questions we had no matter how silly they seemed or at what time to help us feel comfortable with any next steps.Jim was very efficient and thorough considering our time constraints .
We would have no hesitation in recommending Jim to any buyers looking for a broker. Top Class
Jim Demetriou, the owner mangaer of Mortgage Choice Jannali, has been helping us with our house financing since December '20. Selecting Jim for loan financing was one of the best decisions we have made in our house search journey.
At every step of the way Jim has been patient and thorough - helping with loan financing options, our ability to borrow, or simply answer our numerous queries.
First half of 2021 has been incredibly busy year for house loan borrowers, and like everyone else we had issues with bank delays in processing our application. Jim spent a lot of time doing the back and forth with bank regarding our application, and going above and beyond the call of duty to help our applications get processed, and ensuring we get the best rates.
We are continuing to work with Jim for house construction loan. He is practically a family member at this point who has helped make a tangible difference in our quality of life, helping take the stress out of loan approvals process. Thank you, Jim.
My wife & I were dealing directly with Jim for our first home loan. Not only did he make the process seamless & easy to understand, he was also available to answer any questions we had (no matter how silly they seemed or at what time!) to help us feel comfortable with any next steps.Jim was very efficient and thorough considering our time constraints . We would have no hesitation in recommending Jim to any buyers looking for a broker. Top Class
My wife & I were dealing directly with Jim for our first home loan. Not only did he make the process seamless & easy to understand, he was also available to answer any questions we had (no matter how silly they seemed or at what time!) to help us feel comfortable with any next steps.Jim was very efficient and thorough considering our time constraints . We would have no hesitation in recommending Jim to any buyers looking for a broker. Top Class
My wife & I were dealing directly with Jim for our first home loan. Not only did he make the process seamless & easy to understand, he was also available to answer any questions we had (no matter how silly they seemed or at what time!) to help us feel comfortable with any next steps.Jim was very efficient and thorough considering our time constraints . We would have no hesitation in recommending Jim to any buyers looking for a broker. Top Class
My wife & I were dealing directly with Jim for our first home loan. Not only did he make the process seamless & easy to understand, he was also available to answer any questions we had (no matter how silly they seemed or at what time!) to help us feel comfortable with any next steps.Jim was very efficient and thorough considering our time constraints . We would have no hesitation in recommending Jim to any buyers looking for a broker. Top Class
Jim Demetriou at Mortgage Choice Jannali was nothing short of excellent
Professional, Friendly and always available to answer my questionsqueries, which is so rare these days.
He looked at every possible situation available to me and most importantly took the time to explain everything.
Overall Jim made the whole process easy and made me feel comfortable.
Recommend anyone who is looking to change their financial situation to contact Jim and give him a chance.
I highly recommend Jim for a great home loan rate. He was attentive, professional, understanding and listened to our financial needs and delivered the results we were after. The swap over from our current lender was definitely worth while and we are lapping up the weekly savings of our mortgage which is truly significant. Cant thank him enough for allowing us to enjoy the benefits of these savings so we can enjoy the things weve missed out on with our quite large mortgage. Thanks again
We just wanted to let you know how much we appreciated your help in getting our loan through. We weren't sure if it could get done following our discussion with another broker. Somehow, you got it done and we are very grateful. We would definitely refer you to our friends.
This is the second time we've used Mortgage Choice Jannali. Both times Jim has helped us painlessly navigate through the process refinancing. Quick responses, friendly service, excellent advice and a 'can do' attitude always with a smile on his face. Thanks again, mate.
We have had a very positive experience with Jim Demetriou. Jim assisted us some years ago when we were refinancing our home, saving us a great deal of money. And again more recently with a larger project - Jim has really hand-held us through the process of obtaining a construction loan and refinancing our property again so that we could renovate. We encountered some obstacles along the way and Jim steered us the right direction, always on hand to take our calls and answer our endless questions and conundrums. We are now knee-deep in renovations and couldnt be happier. Thanks Jim
Great experience dealing with Jim, would highly recommend
We have worked with Jim for over 8 years. He has been an invaluable wealth of knowledge and guidance and has helped us achieve our goals... multiple time When buying our house, investment property, renovation and too many refinances to count, Jim has answered our questions, guided us through all the paper work and made sure we had the best mortgage deal. He is patient and kind and has always gone above and beyond.
We had a small window to secure the Financing on a property, the Christmas New Year fell in the middle of this window. Against some major obstacles, Jim was able to make it happen. He was professional, understanding and made the process simple and straightforward.
Jim is like having a family member help you with your mortgage. He is professional, friendly and above all not at all pushy. You would be doing yourself an disservice if you didn't engage with Jim to sort out your mortgagees.
Jim is an outstanding, knowledgeable broker. He kept us updated on the progress of our refinance. His prompt response was no problem at all. We got a great deal thanks to Jim and his team at Mortgage Choice Jannali. He is very easy to deal with and we can highly recommend his professional service. A top Mortgage Broker in Sutherland Shire.
We have worked with Jim for over 8 years. He has been an invaluable wealth of knowledge and guidance and has helped us achieve our goals... multiple times! When buying our house, investment property, renovation and too many refinances to count, Jim has answered our questions, guided us through all the paper work and made sure we had the best mortgage deal. He is patient and kind and has always gone above and beyond.
Jim was very friendly, knowledgable and efficient throughout the whole process. As a first home owner, I had little knowledge about where to start, but he was very informative and gave me helpful advice to ensure I got the best product for my needs. He made a stressful process alot easier and I would highly recommend his services if you need someone who is not only responsive but will go out on a limb to get you the best result. Thanks again
Jim was introduced to us by a family member and we are glad to have listened to their recommendation. Jim was very helpful in not only getting us a loan but he always took his time to explain the process for us. We are looking forward to our 1st Xmas in our home. Thank you Jim and God bless.
Jim is a true professional. He took his time to understand our needs and made sure we were comfortable with the process of obtaining a loan. I highly recommend Jim
It's been a 11 month journey with Jim this year from initially discussing home loan options to settlement of my new home. When I initially rang the Jannali office he was on an overseas holiday and yet had no issues with scheduling an initial meeting when he returned. He's been patient and hardworking going the extra mile to get the best loan product for me. My property had not even settled yet and Jim was finding ways of applying for better rates in order to save me money. Outstanding friendly customer service.
I have had a great experience liaising with Jim Demetriou over the past 18 months or so. He has firmed up my knowledge of the property, real estate and especially the mortgage finance industries of Cronulla and surrounding Shire areas, right from when I first moved to the area. He is always courteous, obliging and readily contactable and has kept me well-informed ever since with his wealth of knowledge. He comes highly recommended
Paul
Jim was a great help in getting me the right deal for my new car. Being a business owner, I didn't have the time. The guys at Jannali did all the work for and kept me up dated when any news came through.I would highly recommend the guys at Mortgage Choice Jannali - great and professional.
Jim did a fantastic job helping up refinance our home loan. He gave us a number of options guided us though the process. We were really impressed by Jim's professionalism and the way he kept us up to date. Throughout the journey. We would not hesitate recommending him.
Thank you very much for your assistance with the loan. Thank you also for the guidance, I did see the First State Super office in Gymea last week while driving so that will be my first port of call. Enjoy your weekend and thank you again for all your support and assistance.
We cannot thank you enough Jim for all your help and assistance. You made it so easy.
Definitely be recommending your services to family and friends.
Thank you Jim for setting my car loan. I could not have done it without you.
Thank you Jim for setting my car loan. I could not have done it without you.
Thank you Jim for setting my car loan. I could not have done it without you.
Jim saved our lives!
Our experience at Mortgage Choice, Jannali, was far beyond expectation. I would highly recommend Jim above other brokers we have used and dealt with, as he always went out of his way to continually make sure our needs were met. Jim always kept us in the loop of what was happening with our loan application, which made us feel confident in his ability. Jim was always very approachable, and had friendly and professional attitude. Thank you Jim for your outstanding service and helping us achieve our financial goals
Jim helped me refinance my loan saving me thousands per year. Very friendly and easy to get along with. Would highly recommended.
I simply can not speak highly enough of Jim Demetriou.
He put in a lot of effort to secure the best possible loan for us and refinancing.
Everything was clearly explained, his knowledge, communication and service was fantastic.
Such a great professional broker who actually cared about helping us, all his hard work is very much appreciated, I highly recommend him based on his professionalism and care.
After speaking with several other brokers without success I was fortunate enough to acquire Jim's services to refinance our home loan. In at times a complex and frustrating process Jim provided the highest level of service you could possibly hope for and took all the stress and worry out of the process. I cant express my gratitude enough for the expertise and even more importantly the personal service that Jim provided in what can be a stressful time. Moving forward I wont be speaking to anyone else regarding finance.
Jim was my mortgage broker for a recent property purchase. He did an excellent job and exceeded my expectations.
I would recommend Jim for his services.
After speaking with several other brokers without success I was fortunate enough to acquire Jim's services to refinance our home loan. In at times a complex and frustrating process Jim provided the highest level of service you could possibly hope for and took all the stress and worry out of the process. I cant express my gratitude enough for the expertise and even more importantly the personal service that Jim provided in what can be a stressful time. Moving forward I wont be speaking to anyone else regarding finance.
Thanks very much Houdini!! That is great news. Appreciate all the work you put in to make this happen.
Jim and mortgage choice went above and beyond in helping me with my car loan. They were very fast, I never had to chase them up about anything and they explained every step along the way so it was very clear and I had no confusion at my end. Mortgage choice and Jim even gave advice and helpful information about different car options and used their own contacts to get me a better deal on my purchase price. Would definitely use them again.
Thankyou so much for your service over my time looking to invest in a property. You were beyond patient when I became stressed and worried. Very clear and helpful during the whole process. I am very thankful for all you have helped me with and in the end I was able to purchase my first townhouse.
I wanted to take the opportunity to thank you for your patience and assistance in what was a drawn out settlement process. The services that you provide are second to none.
Many thanks for your persistence and perseverance, Jim.
Thanks for being there each step of the way!
Thanks a lot Jim. You were excellent, going above and beyond. We really appreciate the help!
Thank you so much for all your help and we are both very excited on our purchase and your assistance in getting us there. We will be sure to recommend you to anyone who may need your services.
We really appreciate your support in getting this across the line.
As always Jim you have been wonderful and dedicated to our cause. Thank you for your persistence in getting our loans through.
Thank you Jim! Jim was great to deal with during the refinancing of our mortgage and moving to a different bank. Jim was attentive and responsive from the first moment I contacted him - which was a simple 'I'm just phoning to find out if this is possible' conversation. Jim listened to our needs and met every single one of them!
Thanks again Jim. Really appreciate the quality service and great advice. Highly recommended.
Thank you Jim. All is setup and going well now. Thank you for your continual service.
I can't thank you enough. It's been such a terrible time for us and it means so much that you have been so compassionate, helpful and thinking beyond the square.
We look forward to getting an answer and getting to finish the house.
Thanks for everything Jim and being so good at what you do!
Thank you Jim for all your hard work and effort in securing my business finance. We thank you for your honest & straight forward approach to making things happen quickly and conveniently as you did. Many Thanks
Thanks a million Jim for all your help and guidance getting this across the line. It's been a long battle for us to get into our first home and we are truly thankful for all your help and efforts which have in turn given our daughter a great opportunity at a great lifestyle and upbringing in the Illawarra region much like yourself. Thank you again Jim
Jim, great news about our approval. This wouldn't have happened if it weren't for you. We can not thank you enough for all your advice and support. Thank you again.
Jim, Now that we settled into our home, I just wanted to say thank you very much for the time you put in getting our loan through. It was a bumpy road but you got us through it. We very much appreciate your services.
We were very satisfied with your responsiveness an professional service received. We would not hesitate using your services again and would definitely recommend you to our family or friends. Jim, we were very happy with what you did for us.
Dear Jim, just wanted to say thanks again for all your hard work,everything has worked out great for us and we are extremely grateful for what you did for us.
We just wanted to let you know how much we appreciated your help in getting our loan through. We weren't sure if it could get done follow our discussion with another broker. Somehow, you got it done and we are very grateful. We would definitely refer you to our friends.
Thanks Jim for making everything go sooo smoothly. Very Happy clients
Reliable, knowledgeable, professional service, available 24/7 to advocate for me through my most important & stressful financial life transitions. Thank you very much.
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
