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Jo Croft

First Home Buyers - taking the first step in your property journey

 

You've decided to purchase your first home, congratulations! Whether you are moving out of your parents home, shared accommodation or rental, the idea of purchasing can be daunting. 

 


Where do you begin?

There are many elements to buying a home that you need to take into consideration. Before you even think of your loan requirements, you need to work through some of the following points:

  1. What area do you want to live in?
  2. What type of property would you like?
  3. What is your budget?
  4. Do you have a deposit?
  5. Do you have financial support ie. a guarantor if required?
  6. Do you have a long term property goal?
  7. What questions do you have regarding the loan process and beyond?

Next it's time to get in contact with our team of mortgage brokers looking after Kingscliff, Coolangatta, Murwillumbah and the surrounding areas. We have helped hundreds of first home buyers get into the market and purchase their first property - and we know we can help you too. Our first chat will help you get to know us better and will help us work out your goals. We'll also let you know next steps in the process, which is generally information gathering and booking a meeting with our broker, Jo.

We'll work out how much you could borrow and what repayments you can afford. Even if you haven't yet saved enough for a deposit, we can get you on the right track with budgeting help and help you put a plan in place to get you to your goals.

 

The Home Loan Process

During our conversations and engagements with you we will help you understand the home loan process and guide you through each step. If you are curious what the home loan process looks like you can check out these 7 simple steps to buying a house and the video below on what you need to prepare your home loan application.

 

 

Downloadable Guides -

'Buying Your First Home?'

'Step by step Guide to Property Ownership'

'Understanding Guarantors'

 

The Jo Croft Difference

Education is key

At Mortgage Choice in Kingscliff, our owner and broker Jo, has a background in teaching, so we just can't help ourselves when it comes to making sure our clients walk away truly understanding their home loan.

Find out more about our Team, the process, the industry and informally ask questions in our Online Forum.


Excellence in customer service

Not only does our team pride itself on educating clients to make informed choices, but we also strive to provide excellence in customer service. From first contact through to settlement (and beyond!), we make sure you are kept in the loop - no question is a silly one!

Our access to hundreds of home loan products gives you plenty of different options through our huge panel of over 30 lenders, including the major banks! Let us worry about doing the legwork for your home loan while you focus on the fun part - choosing your first home.

 

Ready to find out how we can help you today, as well as down the track?
 02 6617 4230 | 0425 293 453
🏠 8/38 Ocean Avenue , Casuarina, NSW
 
Appointments Available:
Monday - Friday: 8:30am - 5:00pm
After hours by appointment
 

Book an appointment online


Get the right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

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