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Joshua Michael

Our handy tips and blog page

As your experienced team of Mortgage Brokers in Canning Vale & Cockburn, we thought we would pass on some handy tips and hints we have picked up along the way.

And check out some of our other resources:


Should I fix my home loan?

With interest rates being at a historically low rate this is question that many of my clients are asking.  It would be…

Should I refinance?

Here is a simple guide video to refinancing your home loan. This could save you years off your loan.   If you like an…

Family Guarantees

What is a Family Guarantee? A Family Guarantee is a great way that can help you purchase your home when you do not have…

Credit Card Interest

Credit Card Interest Free Periods   Most credit cards have an interest free period which states up to 44 or 55 da…

What is Equity?

What is Equity?   Equity is a term credit providers use to define how much residual value you have after they ded…

Credit Reporting

Everybody has a credit file that details their past and existing credit activities. It is accessed by credit providers w…

5 Simple Steps to Saving

It is not always easy to save for your first house deposit or that magical holiday , but these five easy strategies will…

First Home Owners

Currently an advantage to the grant is that if you purchase a new home or construct a home you could be eligible for $10…

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