Kevin McCann

Your local mortgage broker helping you to find the right loan in Mount Waverley, Glen Waverley, Mulgrave & surrounds

Call: 0411 642 624

Looking for a home loan? Talk to Kevin McCann your local Mortgage Choice broker in Mount Waverley

Call Us Mortgage Choice Mount Waverley
Mobile - 0411 642 624
Office - 03 8809 7700
Fax - 03 9807 5773

Open Hours Mortgage Choice Mount Waverley
Monday 11.00am to 6.00pm
Tuesday to Thursday 10.00am to 6.00pm
Friday 10.00am to 4.00pm
Closed at weekends
Outside hours by appointment
Free Appointment

Mobile Broker

Servicing Mount Waverley, Glen Waverley, Wheelers Hill, Mulgrave, East Burwood & surrounds

Latest home loan interest rates

Starting from

p.a.

Comparison rate

p.a.

Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Start your home loan journey today

25 years' experience and a wealth of industry contacts dedicated to your needs

With the team at Mortgage Choice in Mount Waverley, you’re gaining access to over 25 years of Mortgage broker experience as well as 20 years of Lending experience acquired while working directly with major lenders. This combined experience has resulted not only in hundreds of happy customers, but formal recognition from Mortgage Choice by being named part of ‘Squadron 15’.

AU18+ only. Ends 6/12/24 11:59pm AEDT. Limit 1 entry per person. State/Territory prize groups: NSW/ACT, VIC/TAS, QLD, WA, SA/NT. T&Cs apply, see http://www.mortgagechoice.com.au/win-30k/. Mortgage Choice Pty Ltd ACN 009 161 979 (Australian Credit Licence 382869) and Smartline Operations Pty Ltd ACN 086 467 727 (Australian Credit Licence 385325) are owned by REA Group Ltd.

Check your borrowing capacity

Are you eager to understand your borrowing capacity based on your salary and financial commitments? At Mortgage Choice servicing Mount Waverley, Glen Waverley, Mulgrave & surrounds we understand that finding out how much you can borrow for that dream home you’ve always wanted can be tricky, which is why we have some awesome calculators to make it easy!

Check out our free home loan calculators here or get in touch with Kevin to discuss your unique circumstances.

We can help you with:

Home loans
First home buyers & information on first home buyers grant
Debt Consolidation
Investment loan
Bridging Loan
Refinancing
Car loans
Personal Loans
Insurance
Superannuation
Commercial property finance

We can help you in English and Chinese

We have our services available to you in both English and Chinese in our Mt Waverley office.

Make your next loan easy

Contact our team at Mortgage Choice in Mount Waverley let us take the stress & hassle out of getting a home loan.

Visit us at Unit 1, 22 Avondale Grove Mount Waverley or call us on 03 8809 7700 or use the Contact Us link at the top of the page.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Kevin went extra miles in helping us with our loans. He genuinely gave us advises with few options that suit us best. He really worked very hard even when he was on holiday and late nights, just to make sure that our loan process went smoothly. We couldn't thank him enough and appreciate all his hard works and help.

Yohanes
07 October 2024

I recently had the pleasure of working with Mortgage Choice in Mount Waverley for my mortgage application, and I couldn't be happier with the experience. From start to finish, the service provided was exceptional.

The team was incredibly fast and professional, ensuring that all my queries were addressed promptly. What stood out the most was the constant communication and correspondence throughout the... read more

Marinus
01 August 2024

Kevin was instrumental in helping my wife and I purchase our first property. We did so many meeting with him over nearly 2 years He really helped guide us to get the right outcome. As business owners its a bit of a nightmare and can take time to get things in place structurally. We never felt rushed and feel good now knowing things are in place properly. 55 would recommend Kevin as a trusted and honest advisor.

Michael
23 July 2024

Excellent advise and timely communication. Kevin helped us securing mortgage in very short time of period. We are impressed with his professionalism and kindness. I would definitely recommend him to family and friends. Thank you so much.

21 July 2024

We first connected with Kevin in 2017 when purchasing our first home. He made us feel comfortable the whole way through an unfamiliar process and was always able to clearly provide answers to our questions. Seven years later, we reached out to Kevin again and just as we expected, he once again provided us with great service to help us understand our financial situation and source the best available ho... read more

Glenn
18 July 2024

When we started our search for our first home, like most people in our situation, we had lots of questions. The most important of which was what could we afford
We thought the most obvious place to start was a meeting Kevin McCann at Mortgage Choice. We found a trusted advisor in Kevin. Kevins patience in answering our questions and most importantly making us aware of the implications and consequence... read more

Arvind
26 May 2024

Kevin has been so helpful and responsive in supporting us with our home loan application. As first home buyers he really walked us through the process and guided us every step of the way in securing our loan. Thank you Kevin

Shaheen
21 May 2024

Great service with a wealth of knowledge and banking experience. Kevin helped us with a non-standard purchase and made the process very easy. Kevin has also helped us with our SMSF purchasing investment properties and a Caravan purchase. The SMSF purchases can be quite complex and Kevin guided us through the process and kept us well informed. Thanks Kevin

Terry
14 May 2024

Kevin is an excellent broker, hes been helping us for years Hes always responds to our queries promptly and understands exactly what we are looking for. We highly recommend him and well definitely continue to see him for our future financial needs.

Bel
14 April 2024

Kevin was so great to work with, a really seamless process

Sanjana
10 December 2023

Refinancing guide

If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.

Download now

Help me calculate

More calculators

I'm looking to borrow for

Just me Two of us

Dependants

Work status - are you self employed?

PAYG Self Employed

My monthly income before tax

Rental income

My monthly rental income before tax

Other income

My monthly other income before tax

My credit card limits

Other repayments

My other monthly repayments

2nd Applicant

2nd applicant monthly income before tax

Rental income

2nd applicant monthly rental income before tax

Other income

2nd applicant monthly other income before tax

2nd applicant credit card limits

2nd applicant other repayments

2nd applicant other monthly repayments

You could borrow up to

Repayments
/ month
Expenses
Remaining

Based on standard variable rate over years.

Start the pre-approval process

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Your borrowing estimate

Recalculate borrowing power

Monthly income

Expenses

You may borrow up to

Value of property

Borrowing

Over

Interest Rate Use the lowest rate from Mortgage Choice's lender panel Input rate

Repayment options

Extra monthly repayments

Your monthly repayments
Total loan repayments:
Total interest charged:

There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Value of property

State

Property use

Type of dwelling

Type of property

First Home Buyer?

Calculate

Total fees:

Breakdown	Amount
Stamp duty on property
Transfer fee
Mortgage registration fee

Need help with your next home purchase?

Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

From 09 May 2024, if you buy a home costing up to $450,000, no stamp duty is payable at all. If the value of your home is between $450,000 and $600,000, you’ll be entitled to a reduced rate of stamp duty.

There are no additional concessions for homes valued above $600,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.