Larissa Barton

Are you thinking about buying your first home?

As your local home loan mortgage brokers in Noosaville, Tewantin, Cooroy and the Sunshine Coast, Larissa Barton & Gordon MacVicar are here to help you every step of the way. We understand that buying your first home is an exciting time, but that the process can feel overwhelming and confusing for first-timers. It's our job to make the process as easy and stress-free as possible.

BOOK YOUR APPOINTMENT NOW

Step by step, our team will help you to make sense of the process and understand your options. Working with over 35 lenders on our panel, we'll make sure to find you the best home loan and government first home buyer schemes, grants and incentives to suit your needs.

We are here to guide you through the whole process, from initial consultation, through to application, approval and settlement.

Start the process and get in touch with the First Home Loan team at Mortgage Choice Noosaville.

The First Home Buyer Process

1. Let's get started - We can't wait to meet you!

During our first meeting, we'll discuss your situation to get a good understanding of where you are and, using our broker software, we'll show how we input your information and how you qualify for a loan and what that means to you in terms of the maximum price you can pay for a property. We'll go through the steps in selecting a lender for you and submitting an application. We can do this in our Noosaville office at 3/35 Thomas Street, Noosaville or online via a Google Meet or Zoom meeting.

We'll ask you to give us some information about yourself and upload some documents (stuff like payslips and bank statements etc) before our meeting so that we can get the most out of our time together.

At our meeting, we'll show you the loan amount you qualify for and explain the home buying and home loan approval process and which government first home buyer incentives you may be eligible for. You'll be free to ask any burning questions you might have. This meeting normally takes just under one hour.

From there we'll likely recommend that you move forward by lodging a pre-approval application so that you're prepared if you find a property you love. What's a pre-approval? Find out here.

2. Leave the groundwork to us

Our expert award winning team will assess hundreds of loan products from a broad range of lenders and present you with your options. We will explore first-home buyer incentives that you might be eligible for and apply these to your options.

3. We'll lodge the application!

Once you are happy with your options, we will do all of the paperwork and lodge your application with the chosen lender.

4. First Class Service

It is our exceptional customer service that sets us apart. We have an incredible team of customer service superstars who will track your home loan from the day of submission, to approval and through to settlement. A dedicated team member will be there to support you every step of the way, answering questions and providing support whenever you need it.

5. You're pre-approved!

Once you are pre-approved for your first home loan, you will know your maximum borrowing capacity and feel fully prepared to head out and search for your first home. Our team can connect you will local conveyancers and real estate agents and provide you with property reports to assist you in your search. We're here to support you every step of the way.

Latest News for First Home Buyers in Queensland

Announcement of the First Home Buyers Government Guarantee Scheme

To make things easy for you, we've put together a guide to the Government Home Guarantee Scheme and how to know if you're eligible. Find it here

If you're a first-time homebuyer in Noosaville, Tewantin, Gympie or the Sunshine Coast and need assistance navigating the grants and schemes available, our team is here to help. Don't hesitate to reach out to us today.