Transform Special Moments with Tailored Personal Loans

Thinking about a personal loan?

It's like a financial boost for your short-term goals. The interest rates usually sit between what you'd find with a mortgage and a credit card. The best part? The application process is quick, thanks to evaluations based on your credit history and experience. That means you can get approval faster compared to a mortgage

At Mortgage Choice South Plympton, we recognise that life is filled with unique occasions and projects that may require a little extra financial support. A personal loan, typically structured for 5-7 years, becomes a valuable resource during these times. Whether you're planning a dream wedding, embarking on a well-deserved holiday, undertaking home renovations, or investing in your child's education, we're here to assist.

As your dedicated broker, Lauren takes pride in handling all the legwork for you. With her expertise, she meticulously compares products from different lenders, guiding you through every decision and ensuring a smooth application journey all the way to settlement. Your financial goals are in capable hands with Lauren by your side.

Unsecured personal loans, ranging from $4,000 to $50,000, provide flexibility for your unique needs. With Lauren's experience in the lending landscape, she can address your questions and ensure you find a competitively priced personal loan that aligns with your goals. Let her be your trusted partner in navigating the financial path to achieving your dreams.

 

Types of Personal Loans

Secured Loan

If you're eyeing a significant purchase like a boat, caravan, or another valuable item, consider using it as collateral for your loan. This could lead to a lower interest rate, making your repayments more affordable, and increasing your chances of loan approval. It's a smart way to secure favorable terms for your financing journey!

 

Unsecured Loan

Thinking about an unsecured loan? No need to worry about owning assets! These loans offer flexibility, letting you use the funds however you like. But here's the thing - interest rates might be a bit higher since there's no collateral. Lenders see it as a bit riskier without something to fall back on if you miss a payment. 

 

Fixed Rate Loan

Want the comfort of knowing your repayments won't change? Opt for a fixed-rate loan! It's straightforward: the interest rate stays the same throughout the loan, making it easy to budget and plan for your payments over time. No surprises, just peace of mind!

 

Variable Rate Loan

Now, let's talk about variable rates. These guys can change - the interest might go up or down while you're repaying your loan. But here's the cool part: if you want to pay off your loan faster, variable rate loans often let you make extra repayments. It's a bit flexible that way, giving you some freedom in managing your loan