Lisa Marie Smith

Your First Home Loan | Mortgage Broker Hamlyn Terrace, Woongarrah & Warnervale

Buying a first home is something many Australians will go through - but the process is certainly not set up for beginners. That's why as your local Mortgage Choice Broker, I offer free home loan advice to anyone going through the loan process for the first time. I'll help you choose the right loan from a wide range of options and guide you through to settlement.

Buying your first home with expert help

Buying your first property is an exciting time! As your local Mortgage Broker in Hamlyn Terrace and across the Central Coast, I'm passionate about supporting buyers at each step of the process - all the way to settlement. I help you make the right decisions with your very first property purchase and do all the legwork for you. It's all part of my free home loan service.

Here's what I offer first home buyers

Advice that's tailored to you

An important part of my service is tailoring loan solutions to your specific needs, goals and budget. In our first chat, we talk through some of the important numbers like your deposit, borrowing capacity, income, debts and more, before I put together a tailored plan to get you into your first home.

Thousands of loans to choose from

Unlike your everyday bank, I have access to thousands of loan options from 35 of Australia's leading lenders - including all the big banks. As your Mortgage Broker in Hamlyn Terrace, I do the research on your behalf to identify a loan that suits you from thousands of available options.

Advice on Government Incentives

As a first home buyer, you have access to some fantastic incentives designed by the Government to make buying your first home cheaper and faster. I'll go through the available incentives, like the First Home Guarantee Scheme (which allows you to buy with 5% deposit and avoid LMI), and see what you could be eligible for. Let's stretch your budget further and make sure you don't miss out!

Helping you enjoy your first home

Don't feel overwhelmed by your first home! As your Mortgage Broker, I will help you make a great choice of home loan, talk you through Government incentives and manage everything from start to finish.

How much does a Mortgage Broker cost?

One of the best things about using a Mortgage Choice Broker is that our home loan service is free! That's because the lender you choose pays a commission when your home loan settles with them. It means that everyone who needs help can access it, at no cost.

Start your home loan journey today

Let me make your life a bit easier

Your first property purchase can quickly become overwhelming. Let me make your life a bit easier, by taking on the work required to find you the right one. Most people like to chat by phone or video, but I can also meet you in person anywhere across the Central Coast NSW, including Hamlyn Terrace, Woongarrah, Warnervale and Wadalba.