Mortgage Choice logo
Luke Whitbread

Multi- award winning team of expert Mortgage Brokers in Erina on the Central Coast

Looking for help with your Home Loan or need a reliable Mortgage Broker to help you achieve your property dreams? Mortgage Choice in Erina are your local mortgage broker and home loan specialists on the Central Coast.
  • Call Us Mortgage Choice Erina
  • Office - 02 4365 0900
  • Fax - 02 4365 0901
  • Open Hours Mortgage Choice Erina
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
Address

Suite 1 Karalta Connect, 18 Karalta Road ERINA, NSW 2250
Latest home loan interest rates
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Comparison rate
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Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Are you looking to buy your first home, refinance, buy an investment property or even upgrade the home you have now? Or are you on the hunt for a reliable Mortgage Broker?

Look no further! The team at Mortgage Choice in Erina on the Central Coast are here to assist with your financial needs and goals.  With over 20 years of experience, the team at Mortgage Choice in Erina have helped hundreds of home loan customers – just like you, achieve their property goals with the loan that’s right for their needs. 

 

 

We service the entire Central Coast area including Terrigal, Bateau Bay, Kincumber and Woy Woy.

As one of the most experienced Mortgage Brokers on the Central Coast, our team at Mortgage Choice in Erina is committed to preserving our clients best interests, offering excellent advice, outstanding customer service and can provide the best deal across a range of services, including:

  • First Home Buyer Loans
  • Residential Home Loans
  • Investment Loans
  • Refinancing Loans
  • Contruction Loans
  • Commercial or Business Loans
  • Car Loans
  • Personal Loans
  • Equipment Finance
  • Debt Consolidation

Mortgage Choice Erina makes your next loan easy!

At Mortgage Choice in Erina we do all the hard work for you. Our goal is to give you a streamlined loan experience.

First, we spend time understanding your circumstances and goals. Then we sort through our extensive panel of lenders – including many of Australia’s largest banks plus specialist lenders, to find the loan(s) best suited to your needs. The final choice is always yours.

Once you have selected your preferred loan, we’ll take care of the paperwork and manage your application all the way to settlement. We can even arrange your First Home Owner Grant where applicable.

As your local Mortgage Broker and Home Loan specialists we will make the process easy, painless and hassle free by:
  • Taking the confusion out of the home loan process – providing you with professional financial and home loan advice 
  • Completing all the paper work with you and submitting your application to your chosen lender on your behalf
  • Providing support and guidance throughout the entire home loan, personal loan or business loan process
  • Ensuring you are given ongoing support for your existing and all future home loans and personal loans
  • Provide you with a selection of home loan options from which you can choose and explain the features, fees, costs and other details associated with each loan option
  • Communicate with your chosen lender throughout the process and keeping you up to date along the way
  • Ensure that your home loan experience is as stress free as possible

Best of all as a valued customer of Mortgage Choice in Erina, we don’t charge to find the right loan for you. We are paid by the lender once your loan settles. In some limited circumstances we may charge a fee, which would be discussed with you before proceeding.

Contact us, your local Mortgage Broker and Home Loan Expert in Erina on the Central Coast today!

Mortgage Choice in Erina

(02) 4365 0900 or email sales.erina@mortgagechoice.com.au

AVAILABLE FOR AFTER HOURS APPOINTMENTS!

Servicing the entire Central Coast area including Terrigal, Bateau Bay, Kincumber and Woy Woy.

 

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews


Luke and Cameron from Mortgage Choice represent the meaning of humanity in business to consumer conversations. Mortgage Choice Erina care about you as a person, your goals and challenges.
I've been talking with Luke since the moment I've left home. Over 6 years ago Luke help set out my goals and when to check-in when I felt ready to purchase a home.
Along those 6 years we spoke and caught up, as man... read more

Rhys
08 November 2024  

Mortgage choice at Erina helped us secure our loan subsequent first home It was a process we could not have done on our own. The communication, support professionalism was outstanding. Special mention to Nick Cameron. Thank you both

Jessica
30 October 2024  

Couldn't recommend any more highly the team at MC Erina. Worked with Luke, Nick, Cameron and Kyle all do such an amazing job and are a wealth of knowledge . Went through full refinance of our existing home loan and just finshed two investment loans made the process a breeze getting us the best interest rates and with a speedy approval time.
Do no hesitate in calling them best in the business

Dylan
16 September 2024  

It was a pleasure dealing with Luke and the team.
It was quick and easy, communication was great. I wasnt left second guessing what stage of the process we were up to as I was constantly updated.
We will definitely use Luke and the team for our next purchase.
Abbey and Brad

Motivating
10 September 2024  

Excellence service and responsiveness throughout the whole process - would highly recommend

Nik
07 September 2024  

Luke has always gone above and beyond for our home loans and offered extra help without even being asked.


02 September 2024  

Luke and his team at mortgage choice are professional and go above and beyond to get things over the line and secure the best outcomes. They ensured that we understood things and kept us involved in the process along the way. Cant recommend them enough. Thanks for everything

Danielle
14 August 2024  

Super lovely experts in the industry The team always clearly explain the best home loan options and the processes involved. Highly recommend.

Michelle
25 July 2024  

Luke and the team at Mortgage Choice Erina were an absolute delight to work with. The process of buying my first property couldnt have gone any better and stress free, all thanks to their help and commitment. Being my first property they were always available to answer any questions and guided me from the start to end. Cannot thank them enough. 1010.

Nicholas
10 July 2024  

Both Katie and Cameron have been amazing at keeping us up to date, notifying us of any changes and leading through this process. The result is a saving of over 600 a month.

Blair
19 June 2024  

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