Refinancing | Joondalup, Currambine, Iluka
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Why refinance your property?
Do you know the interest rate you’re being charged on your mortgage? Have you stopped to consider how it compares to the interest rate being charged on similar home loan products?
Refinancing your mortgage can be a way to tap into equity, taking out a new loan for the amount you wish to borrow. Plus, the added bonus is that you may be able to switch to a lower interest rate and save more each year.
There are many reasons why you may consider this option, including;
- To secure a lower rate
- Change to a fixed interest rate
- Change to a variable interest rate
- Switch to a different lender
- Change to a more basic loan
- Consolidate debts or to
- Access equity in your current home
If you're interested in booking a home loan health check this week, give Manu Gupta a call on 0401 734 270.
Are cashback incentives worth it when you refinance?
If you're ready to refinance you may have come across some options about refinancing to a lender with a cashback offer.
So what is a cashback?
When you refinance to a new lender, that lender pays the cashback amount into your nominated account after your new loan settles. While a few extra thousand dollars sounds like a great deal, it’s important to consider how the new loan fits into your financial situation, needs and objectives.
To find out if a cashback offer is worth refinancing then get in touch with Mau Gupta, your local Mortgage Broker in Joondalup, Currambine and Iluka.
To arrange a home loan appointment call Manu Gupta on 0401 734 270.
Manu Gupta also offers the following services:
- Mortgage Brokers Joondalup
- Mortgage Brokers Currambine
- Mortgage Brokers Iluka
- First Home Buyers
- Business Lending
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
