Refinancing your home loan | Mortgage Choice Gladesville

If you’re keen to secure a better interest rate or enjoy more loan features, refinancing your home loan can be the solution.

Refinancing is also an opportunity to get control of debt or tap into any home equity you’ve built up. The most popular reason homeowners choose to refinance a home loan is to secure a lower interest rate and reduce their monthly repayments. However, refinancing can come with some costs, so it's essential to weigh up the savings of refinancing against the expense involved.

Download our free guide to refinancing to learn about the pros and cons!

Why should you consider refinancing? 

• Get peace of mind
  Fixing part - or all - of your loan, or securing a better rate to reduce your monthly repayments can help with peace of mind.
  
  
• Consolidating other debts
  

  Consolidating other debt, like credit cards or personal loans, could help you to reduce your interest rate on these loans.

• Take advantage of different features
  You may wish to switch to a loan with more suitable features such as a redraw facility or offset account.

• Unlocking equity
  Refinancing can help you unlock the equity in your home to finance a renovation or free up some capital for property investment.

We can help you find a better deal

With so many different lenders on our panel and hundreds of loan options, the team at Mortgage Choice in Gladesville and Ryde will compare your current loan with the others in the market to see if we can find you a better one.

If you've had your current home loan for a couple of years, it's possible you could take advantage of different loan features or even secure a lower rate.

Our free Home Loan Health Check is a smart option!

We'll evaluate and compare your loan with hundreds of others by taking into account rates, fees and features to make sure you have the loan that's right for you. To book your free home loan health check with us, call us on1300 552 118 to book in your appointment.

We can also help you with:

• Financial planning
• Car loans
• Home Loans
• Debt Consolidation 
• First Home Buyers
• Business lending
• Equipment finance & leasing