Mortgage Broker Templestowe | Templestowe Home Loans

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Mortgage broker Templestowe

With wide, leafy streets and generous homes, Templestowe offers peace and tranquillity without straying too far from the city. When you need to get into nature, there are countless walking paths and trails, and you can participate in the Westerfolds parkrun on the weekend to keep your fitness up - you might even spot some kangaroos! A range of fantastic cafes and eateries service the local area, and larger shopping areas are only a stone’s throw away. With homes ranging from smaller units to sprawling family-sized properties, Templestowe is beloved by families, professionals, retirees and everything in between!

The median house price in Templestowe was $1,782,750 in 2024, and the median apartment price was $820,000. Call Matin, your local mortgage broker, to talk about buying a property in this area.

Fixed vs variable home loans

When you purchase a home and take out a home loan, you will likely have the choice of either a fixed rate or a variable rate. Both types of loans have their advantages and disadvantages, and the right option will depend primarily on your financial preferences.

Fixed rate loans

With a fixed rate loan, your interest rate will not change for the set fixed period. This can be helpful for budget certainty, and can protect you from interest rate rises. However, this type of loan often has more strict conditions and may even have higher fees.

Variable rate loans

In contrast, a loan with a variable rate can be subject to interest rate changes at any time, whether positive or negative. Though this removes certainty in your repayments, you may be able to benefit from more features and flexibility.

When you work with Matin, he will guide you through your loan decision-making process and help you make an educated decision about which loan will work best for you. By listening carefully to your circumstances and also taking into account broader economic factors, Matin is able to recommend a loan you can feel satisfied with.