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Matt Cunliffe

See if you can save with a FREE Home Loan Health Check!

A home loan is the largest financial commitment most Australian will make and it’s important to ensure your interest rate remains competitive and your needs are always being met. We recommend regular Home Loan Health Checks every few years to ensure that your home loan is in keeping with the current market and that your home loan has the features that matter to you.

Refinancing your home loan can provide benefits such as lower interest rates, reduced loan terms, debt consolidation, and access to new features or equity. There's no set rule on how often you should refinance, but it's important to consider it when your financial situation changes or if your current rate isn't competitive. However, be mindful of costs like loan application fees and Lenders Mortgage Insurance. Always compare your current loan with potential new ones to ensure refinancing will be beneficial.

If you’ve been thinking about refinancing your home loan, talk to us today about a FREE Home Loan Health Check.

Call Mortgage Choice in Brisbane City on 07 3211 7744. Our brokers will even come to you!


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