Mortgage Choice logo
Mel Pedler

Refinancing | Home loans Brighton, Dover Gardens & Warradale

Start your home loan journey today

Refinancing your home in the Brighton region

While changing loans might seem daunting, the reality is that staying loyal to one lender rarely pays off in the long run. Even a small change in your interest rate can result in huge savings down the line - just imagine what you could do with the extra money you would save! And fortunately, the changeover process doesn’t have to be difficult or complex when you work with Mel as your trusted mortgage broker. Mel will handle everything, including uncovering any switching costs, finding you a stellar new loan from a broad selection, and completing all of your application paperwork. It couldn’t be easier! 

When is the right time to refinance?

Regularly monitoring your home loan is an important part of ensuring it stays healthy - generally, you should consider refinancing at least every few years. You should also re-examine your loan if

  • You are coming off a fixed rate period
  • Your financial situation changes
  • You are unhappy with your loan or lender 
  • You have debts to consolidate
  • You want to access your equity

You don’t get any rewards for staying with the same lender for the length of your loan, but you could reap multiple rewards from switching! Not only saving money, but also potentially reducing your account fees and giving you access to more useful loan features, like an offset account.

Free home loan review

Not sure if refinancing is the right path for you? Talk to Mel Pedler, your Dover Gardens mortgage broker. Mel can assess your current loan and help you determine whether you could be getting a superior deal elsewhere, giving you the confidence to move forward with your refinancing journey. Get in touch with her today to book your obligation-free appointment.

Book your loan review today

Refinancing resources

To learn more about what’s involved in the refinancing process, download our free guide.

Talk to Mel Pedler today about refinancing your home loan - call 0433 132 079

Mel can also assist you with:


Contact us


close
Contact your existing broker?
exist-broker-avatar

contact-us-broker-1Smoother experience as they have all your information.

contact-us-broker-2Better understanding of your financials to provide tailored advice.

contact-us-broker-3Faster response compared to being matched with a new broker.

Contact existing broker