Refinancing | Home loans Brighton, Dover Gardens & Warradale

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Refinancing your home in the Brighton region

While changing loans might seem daunting, the reality is that staying loyal to one lender rarely pays off in the long run. Even a small change in your interest rate can result in huge savings down the line - just imagine what you could do with the extra money you would save! And fortunately, the changeover process doesn’t have to be difficult or complex when you work with Mel as your trusted mortgage broker. Mel will handle everything, including uncovering any switching costs, finding you a stellar new loan from a broad selection, and completing all of your application paperwork. It couldn’t be easier!

When is the right time to refinance?

Regularly monitoring your home loan is an important part of ensuring it stays healthy - generally, you should consider refinancing at least every few years. You should also re-examine your loan if

You are coming off a fixed rate period
Your financial situation changes
You are unhappy with your loan or lender
You have debts to consolidate
You want to access your equity

You don’t get any rewards for staying with the same lender for the length of your loan, but you could reap multiple rewards from switching! Not only saving money, but also potentially reducing your account fees and giving you access to more useful loan features, like an offset account.

Free home loan review

Not sure if refinancing is the right path for you? Talk to Mel Pedler, your Dover Gardens mortgage broker. Mel can assess your current loan and help you determine whether you could be getting a superior deal elsewhere, giving you the confidence to move forward with your refinancing journey. Get in touch with her today to book your obligation-free appointment.

Book your loan review today