Mortgage Broker Eastwood, Carlingford, Ryde and Epping
Drawing on over 20 years of experience as a property investor, together with a background in chartered accounting, law and wealth management, Michael will use his knowledge and insights to help you on your property-buying journey.
For Michael, it’s about more than just mortgages – it’s about helping clients build long-term wealth.
For Michael, it’s about more than just mortgages – it’s about helping clients build long-term wealth.
Epping
- Call Us
- Office - 0430 476 038
- Open Hours
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Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Latest home loan interest rates
Starting from
%*
p.a.
Comparison rate
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p.a.
Start your home loan journey today
Mortgage broker Eastwood, Carlingford, Ryde and Epping
Michael Siu is deeply passionate about helping his clients achieve their financial goals, big or small, and prides himself on being able to make complex processes seem simple. With a career spanning across accounting, law, wealth management and superannuation, Michael has a unique understanding of all different facets of the property journey, and he uses this knowledge to make sure you are getting the best outcome for your circumstances. Reach out to him today to have a chat over a coffee (Michael’s shout!). He loves to discuss all things property and can offer valuable advice, act as a sounding board, or offer you a second opinion on your plans.
When he’s not thinking about property, you’ll find Michael coaching the local cricket team, watching his beloved Bulldogs and Lions play or on a date night with his wife! Michael has been a local to the Epping/Eastwood area for more than 20 years, and loves being part of the tight-knit community here.
When should you refinance your loan?
Refinancing can be beneficial at many different points during the length of your loan - contrary to popular belief, keeping the same loan forever isn’t always an effective strategy. So, it might be time to consider a new loan if
- Your fixed rate is about to end
- Your financial situation is changing
- You are unhappy with your lender
- You have debts to consolidate or equity to access
- Or if you just want to save money on your repayments!
And if you’re unsure whether it’s the right time, Michael can assess your loan in a free review and inform you of the best path forward. By evaluating both your current loan and the amount you could potentially be saving with a new deal, Michael can help you make an informed decision and keep your loan in the best shape possible.
Talk to Michael Siu today about your home loan
We can also help you with
- Mortgage broker Eastwood
- Mortgage broker Carlingford
- Mortgage broker Epping
- Home loans
- Investment loans
Frequently asked questions
How much is stamp duty?
The amount of stamp duty you will pay is different for every purchase. This is because it depends on variables like the property price, your location, and the intended purpose of the property. To get a better understanding of how much you will owe, try out our free online stamp duty calculator today.
What should you bring to your appointment?
Generally, when you apply for a loan you will need to provide documentation about your identity, income, expenses and other information. Your paperwork can feel confusing when you apply for a home loan. That’s why our free downloadable appointment checklist is so handy - it will inform you of exactly what to bring to your first appointment with Michael.
Download the appointment checklist
What is LMI?
Lenders mortgage insurance, commonly referred to as LMI, is a fee charged by your lender if you have less than a 20% deposit, because your loan is seen as higher risk. Depending on your circumstances, you may be able to use one of several methods to avoid paying LMI - chat with Michael about your options today.
Call Michael Siu on 0430 476 038 for the best home loan advice in the Eastwood area
The right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
