Financing an Investment Loan

Investment loans

When borrowing funds to invest in property or other investments, you must consider different loan ‘features’ and ’structures’. A great mortgage broker will discuss your short and long-term goals with you and what may be the best loan options for you. Here are a few of the considerations to be discussed

Fixed or variable rate loan
Principal and Interest or Interest Only loan
Line of credit loan
Offset facility
Equity release loan
Cross Securitised loan or Stand Alone loan

What a mortgage broker can help you with

It’s a good idea to speak to your broker before you even start looking for a property to invest in. This can give you an idea of what to expect when you take out an investment loan.

Michelle Schaafsma and Jeff Fullick will help you understand your short-term and long-term investment property goals. They will assess your financial situation, compare investment loans and can negotiate with lenders on your behalf. Michelle and Jeff can help you:

Find the right loan for your situation
Calculate how much you can borrow and your repayments
Explain all fees, charges and loan features.
Answer questions about investing.

The investment loan application process

Every loan and application process is different. There’s no set amount of time it takes. Your Mortgage Choice broker can guide you through each step of the process.

We are here to help you from your initial inquiry, through to settlement and beyond. We are committed to helping you with your loan after settlement to ensure the rate and loan remain the best option for you.

Michelle Schaafsma and Jeff Fullick are your local Mortgage Choice brokers. Michelle and Jeff have personal experience with investment property loans and investment property portfolios. Let us research and compare over 30 lenders for you.