Debt Consolidation | Mortgage Broker Riverstone, Schofields & Kellyville

When we're buying something exciting like a new car, the debt we're taking on is sometimes the furthest thing from our mind. But those smaller debts can add up and make your life complicated (and expensive). If this situation sounds familiar, there is hope! As an experienced Mortgage Broker in Riverstone, I can help you explore your options consolidating your debt into one easy loan.

Why debt consolidation

Smaller debts like a car loan, furniture loan, credit card debt or after-pay debt might come with interest rates exceeding 20%. When you consolidate your debts into your home loan or larger personal loan, it opens the door to a wide range of lower interest rate options and great features to help you get it paid off sooner. This can not only save you money but make your life a whole lot easier. Instead of spending money on higher repayments and late fees, you can focus on paying off one, lower-rate loan.

Your Debt Consolidation Expert - Nabin Sharma

I have seen time and time again what a huge difference debt consolidation and a personalised strategy can make to the financial lives of my clients. That's why I'm so passionate about the role Mortgage Brokers play in promoting a healthy financial future for everyday Australians. Here's how I can help:

• Review Your Finances: We'll start by looking at your debts, income, and budget to get a clear picture of your financial situation. I'll review each interest rate and let you know quickly if I think you could save.
• Find the Best Loan Options: As your Mortgage Broker in Riverstone, I will put together a personalised strategy to roll your debts into your home loan or a new personal loan, choosing some effective, low-rate options from over 35 lenders.
• Handle the Paperwork: Once you pick a loan, I'll manage all the paperwork for your new loan and take care of closing out your old loans. We will then start working on putting your savings back into your loan to pay it off even faster. 

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Get back in control of your finances

If your debts are becoming complicated and overwhelming, it's time to get back in control of your finances. As your local Mortgage Broker in Riverstone, I've had years of experience helping people save money and simplify their finances. Get in touch!

Find out more about Nabin

 

Something to consider with Debt Consolidation

One significant drawback of debt consolidation is the risk of extending short-term debt into a longer-term obligation. This can result in paying more interest over the loan's duration, even if the monthly payments are lower. To avoid this, it's important that we have a strategic and personalised plan in place to help you eliminate the debt completely. As your loan expert, I'll talk you through some easy tips to get your smaller debts paid off: like using the savings to pay down the principal loan amount.

 

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Let's get you in control of your finances

My clients are at the heart of everything I do as a Mortgage Broker. I would love to partner with you to help you take control of your debt! No matter where you're located around Australia, I can chat by phone or video. Alternatively, I can meet with you in person in Riverstone, Schofields, Kellyville or anywhere across Sydney. I can help clients in English, Nepalese and Hindi.

Get in touch with me on 0404 954 007 or click below to request a call back.

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