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Nabin Sharma

First Home Loans | Mortgage Broker Riverstone, Schofields & Kellyville

Finding your way to a suitable first home loan can be daunting, from finding the right lender to making the most of available grants and incentives. As a Mortgage Broker in Riverstone with almost 15 years of experience behind me, I'll take the pressure off by doing all the research and legwork for you. You can concentrate on what matters - finding a great first home you love. 

Let's make your first purchase a successful one

There is a mountain of information out there for first-home buyers, and some of it can be pretty confusing. That's why it's easier to have an experienced Mortgage Broker on hand to answer any questions and guide you at each step of the journey. These are just some of the things I will help you with:

  • Your numbers: I'll take you through your borrowing power, possible repayments, fees requirements and an overview of your finances. I also talk you through a personalised plan to help you buy your first home. 
  • Deposit requirement: Many first-home buyers are worried that their deposit isn't enough for their first home. While in the past, it was required to have a 20% deposit there are certainly some ways around it: like engaging in Government incentives or getting a guarantor for your loan. I'll show you some strategies we can stretch your deposit. 
  • Pre-approval: As a first home buyer, pre-approval on your home loan can be invaluable. It acts as a conditional 'thumbs up' on your loan amount, meaning that you can go ahead and start looking for a property. It can also give you the upper hand when putting in an offer, as you already have approval for funds. As your Mortgage Broker, I'll identify a home loan from over 35 lenders on our panel, before putting together your application for pre-approval. 
  • Government incentives: There are some fantastic incentives and grants available specifically for first-home buyers. These incentives are designed to help make it cheaper for you to get into your first home and put some money back in your pocket. I'll talk you through the available options and what you're eligible for, before helping you apply.

I don't charge for my home loan service

Yep! My home loan service is free for clients - no hidden costs or charges. That's because the lender you choose pays a commission when your home loan is finalised with them. It means that everyone and anyone can access advice from an experienced, independent Mortgage Broker, without worrying about the cost. 

 

Start your home loan journey today

 

Let's get you into your first home

My clients are at the heart of everything I do as a Mortgage Broker. I would love to partner with you to achieve your goal of owning your first home! No matter where you're located around Australia, I can chat by phone or video. Alternatively, I can meet with you in person in Riverstone, Schofields, Kellyville or anywhere across Sydney. I can help clients in English, Nepalese and Hindi.

Get in touch with me on 0404 954 007 or click below to request a call back.

Call: 0404 954 007  Request a call back


The right home loan for your first home

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

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