Refinancing | Home loans Hornsby, Cherrybrook & St Ives

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The benefits of refinancing

Refinancing can have a number of benefits, some of which you may not have thought of. These include

The ability to consolidate debts
Cashing out your equity to fund a renovation or investment
Shortening the length of your loan
Reducing your repayments
Adding new features to your loan, like redraw or offset
Reducing or eliminating account fees

Whether many of these advantages appeal to you, or you just want to save some money, Neeraj is here as your local broker to find a loan that will help you reach your financial goals.

When to consider refinancing

Usually, we recommend checking on your loan every couple of years at a minimum, to make sure it is still the right option for you. However, it’s also a good idea to talk to Neeraj if

Your fixed rate loan is about to end
Your financial circumstances have changed
You are unhappy with your current lender
Or you just want a better deal!

If you’re still on the fence about refinancing, talk to Neeraj today. He can assist you with a free home loan review where he will help you make an informed decision. Neeraj will examine your current loan and uncover any hidden switching costs, ensuring that you will recoup these quickly to come out on top overall. Refinancing couldn’t be simpler with Neeraj as your mortgage broker, so get in touch today to get started!