Business Loans

Are you seeking to grow your business? Mortgage Choice Mitcham & Happy Valley can help you understand the finance options available and do all the legwork in sourcing the right business loan.

To ensure that we are providing you with the right business loan, we ensure that we understand your situation and needs and compare these to all loans available to you. We can provide you with options from a wide range of lenders, including Australia's big banks as well as some specialist lenders. 

 

Business finance- what to consider

• Seek help to find the right package

Many different finance providers offer different finance types, with different structures and repayment options. It can be difficult to find the right option for your business. Seeking independent advice can ensure that you have gotten the best business loan. 

• Find the right loan

A business overdraft can provide you access to money that can cover short-term requirements for your business. For example, bridging a gap between service delivery and payment. Usually, overdrafts are unsecured, but this option can provide you with a cheaper interest rate than a credit card. 

For larger purchases, you could consider having a business equity line. A business equity line is suited to a business that requires occasional cash injections, however to secure this form of business finance, you will require security.  

There are two types of business loans that can be beneficial when you know the amount that you need to borrow. One is a fixed rate loan that also affords you the certainty of fixed monthly payments. The second, is a variable loan, which could be more suitable if your cash flow is more volatile and enables you to be able to adjust repayments if required. 

• What you'll need

To help secure a business loan, you will be required to demonstrate your businesses financial history. This includes a reliable and solid cash flow as well as the management of the expenses and liabilities of your business.

There are a wide range of loans that are available and it can become overwhelming. We will help you navigate your options and find the right loan choice for you. 

Let us do all the legwork

We are here to assist you along every step of your journey! We extend our services beyond just helping you to choose the right loan. On your behalf, we will prepare the loan application and then lodge it to your chosen lender. We have extensive experience and understanding of the lending market and can help you maximise your chances of getting your loan approved. 

We will take the stress out of getting a loan by managing the process with your chosen lender from the beginning of your application through to the settlement of your loan. We will also periodically re-evaluate your loan to ensure that you still have the most beneficial loan for your situation.

We don't charge you for our service. We provide a are passionate about providing you with straightforward and transparent assistance that ensures the best outcome for your needs.  

You might be interested in:

• Small Business Loans
• Equipment Finance
• Commercial Property
• Warehouse Loans
• Business Lending FAQs

Contact Mathew Call: 0403 424 443   or Nicolle Call: 0411 154 185 to arrange a no-obligation meeting and discuss your loan options. 

^{Our team service the Happy Valley & Mitcham area including Westbourne Park, Clovelly Park, Bellevue Heights, Blackwood, Belair, Torrens Park, Cherry Gardens, Aberfoyle Park, Meadows, Colonel Light Gardens and surrounds.}