Nicolle Steinert

Investing in your future | Mortgage Choice in Happy Valley

Thinking about purchasing an investment property? Whether it's your first purchase or your fifth, Nicolle and Mathew at Mortgage Choice in Mitcham & Happy Valley can help you reach your property investment goals!

Property investment advice you can trust

At Mortgage Choice in Mitcham & Happy Valley, we’re committed to helping our customers make strategic decisions when financing their investment portfolio. We take the time to sit down with you and discuss your situation, and we look at all available options to match your investment strategy.

This includes using our expertise to help you think through your options carefully and discuss sometimes unforeseen elements of property investment, such as property maintenance costs. We understand the investment market and have the expertise to help you achieve a strong property portfolio.

What makes an investment loan different to a home loan?

Generally speaking, investment loans work in a similar way to owner-occupied home loans. However, investment loans generally have different loan lengths, different interest rates and are more likely to be approved as interest-only loans.

Choosing the right loan for your situation is important, especially if you have clear targets for your investment.

Having the right investment loan is critical to make sure your investment property works in the way you want it to. With access to a panel of more than 20 lenders, we are able to evaluate hundreds of investment loan options from both Australia’s big banks and a selection of specialist lenders to help find one that’s right for you.

Using equity to fund your investment

Using the equity in your current home is a fantastic way to get started on your investment portfolio. With interest rates staying low, and property prices falling, it may be the perfect time to use your equity to purchase your first investment property.

We can help you understand how much equity you have available, make sure you're not paying too much on your current home loan, and help structure your equity to fund your deposit.

We'll do the legwork for you - at no cost to you

We’re here to help you at every step of the way, including assisting to complete and lodge your investment loan application with the chosen lender. We’ll also liaise with the lender and manage the process all the way up to settlement. After settlement, we’ll periodically review your investment loan to make sure it’s still the right option for you.

We're here to make your investment journey as easy as possible for you!

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We'll find finance that fits your investments

Our team in Mitcham & Happy Valley are dedicated to helping customers achieve their investment loan goals. We love helping our customers build their investment portfolios using strategic finance options.

Contact Nicolle or Mathew to arrange a no-obligation meeting and discuss your home loan options.

Our team service the Happy Valley & Mitcham area including Westbourne Park, Clovelly Park, Bellevue Heights, Blackwood, Belair, Torrens Park, Cherry Gardens, Aberfoyle Park, Meadows, Colonel Light Gardens and surrounds.