Refinancing to save | Mortgage Broker Essendon, Strathmore & Keilor East
I'm constantly amazed at the sometimes exhorbitant rates lenders are charging their loyal customers. As your local Mortgage Choice Broker in Essendon & Strathmore, I fight on your behalf to keep the lenders honest. It's so important that we are being proactive on your behalf with your finances, and not waiting for the lenders to offer us a better deal (because they won't). Let's get started!
The lender loyalty tax
If you're being loyal to your lender by not reviewing your home loan regularly, you are likely paying what we like to call the 'loyalty tax'. It's important that you are comparing your home loan to the rest of the market to see how it measures up. The market changes so quickly, and another lender might be more than happy to offer you something better.
Here's how I help my customers
I hate seeing homeowners paying more interest than they should be! There are a few ways I can help you make sure that your home loan is still competitive.
- I will approach your current lender to ask for a discount, and advocate for a lower interest rate. This would be the quickest way to save money on your loan.
- If they aren't offering a good discount, I will then ask our 35+ lender panel to see if another lender will offer you a better deal. I look for lower interest rates, competitive features or cash back offers.
- I keep it simple by talking you through the numbers: what refinancing could save you, and how much it will cost to switch.
- If you would like to go ahead, I will organise the entire refinance on your behalf, collate your documents and follow-up with both lenders.
Get started on your next step
It starts with a quick chat
Your journey starts with a quick chat about what your goals are for your current loan. I'll fit around your schedule, to make it as easy as possible for you to get great home loan advice. I'm so pleased to be able to offer my services in my local area of Essendon, Strathmore, Keilor East and surrounds, but as a Mortgage Choice Broker, I can look after clients from all over Australia.
Call Paul Sullivan from Mortgage Choice on 0411 414 115 or click below to book an appointment.
Call: 0411 414 115 Request a call