Search for a mortgage broker

Find an expert in your local area to help secure your home loan.

Find brokers by capital cities:

Sydney

Melbourne

Brisbane

Canberra

Darwin

Adelaide

Perth

Hobart

Find brokers by states:

NSW

VIC

QLD

ACT

TAS

Find brokers by regions:

New South Wales

Richmond - Tweed Sydney - Northern Beaches Sydney - Eastern Suburbs New England and North West Murray Sydney - Sutherland Central Coast Sydney - Ryde Sydney - Baulkham Hills and Hawkesbury Riverina Sydney - Parramatta Sydney - Blacktown Sydney - Outer West and Blue Mountains Sydney - North Sydney and Hornsby Southern Highlands and Shoalhaven Sydney - Inner West Central West Newcastle and Lake Macquarie Far West and Orana Sydney - Inner South West Sydney - South West Hunter Valley exc Newcastle Mid North Coast Sydney - City and Inner South Capital Region Illawarra Sydney - Outer South West Coffs Harbour - Grafton

Victoria

Warrnambool and South West Melbourne - North West Melbourne - Inner Melbourne - Inner East Mornington Peninsula Melbourne - South East Geelong Bendigo Hume Shepparton Melbourne - West Melbourne - Outer East Latrobe - Gippsland Melbourne - North East Melbourne - Inner South Ballarat

Queensland

Brisbane - North Brisbane - East Brisbane - West Cairns Moreton Bay - North Toowoomba Central Queensland Townsville Darling Downs - Maranoa Mackay - Isaac - Whitsunday Moreton Bay - South Wide Bay Brisbane Inner City Queensland - Outback Sunshine Coast Brisbane - South Ipswich Logan - Beaudesert Gold Coast

Western Australia

Western Australia - Wheat Belt Perth - North West Mandurah Western Australia - Outback (North) Western Australia - Outback (South) Perth - North East Perth - South East Perth - Inner Perth - South West Bunbury

South Australia

Adelaide - South South Australia - South East Adelaide - North Barossa - Yorke - Mid North South Australia - Outback Adelaide - Central and Hills Adelaide - West

Australian Capital Territory

Tasmania

Hobart Launceston and North East West and North West

Northern Territory

Northern Territory - Outback Darwin

Secure your home loan with the help of our expert mortgage brokers.

Search for a local broker

Review the brokers in your local area and choose the one that you think will be most suitable to you and your needs.

Contact your local Mortgage Choice broker

Call, email or request a callback from your chosen broker so you can discuss your home loan requirements.

They'll find the right solution for you

Our brokers can help you access market leading rates from over 35 lenders and can compare over 4,000 loan options.

They'll help with the application process

Our brokers help with the entire home loan process from start to finish, saving you hours of unnecessary research and paperwork.

How a Mortgage Choice broker can help you?

Evaluate your needs

Your Mortgage Choice broker will work with you to get a detailed picture of what you need from a home loan.
Calculate your borrowing power

Your mortgage broker will calculate how much you can borrow so that you know the price range you can afford.
Compare your home loan options

Your broker can compare over 4,000 loan options and help you access market leading rates from over 35 lenders.
Ongoing support and advice

Your broker is with you for the life of the loan, often helping customers with multiple loans over time.
We do the hard work for you

Our brokers will help with the paperwork and follow through the entire home loan process from start to finish.
Get pre-approval

Your broker may even be able to get you pre-approval on your home loan so that you can make an offer on a property or bid at auction with confidence.
We don’t charge to find the right loan.

Your broker is paid by the lender once your loan settles. In some limited circumstances your broker may charge a fee, which would be discussed with you before proceeding.

FAQ about Mortgage Brokers

Who pays a mortgage broker for your home loan application?

When you use a Mortgage Choice broker for your home loan application, there is no charge to you as the lender will pay your mortgage broker after the loan settles.

How to choose a mortgage broker?

When choosing a mortgage broker, it’s important to ask those burning questions you may have about home loans and home buying. Doing the right research can help you choose the right mortgage broker for you, by understanding their qualifications and knowledge to ensure they can provide you with a great service.

Factors to consider when choosing a broker include:

How many lenders are on the broker’s panel?
Your broker’s knowledge on the area you want to buy in and knowledge of any incentives (including government grants) that may be available to you
Are there any costs payable by you for your broker’s services?

Why use a mortgage broker?

Using a mortgage broker can help you in your home loan journey by providing guidance through the entire process with expert advice. A Mortgage Choice broker can save you time from shopping around by comparing thousands of loans from over 35 lenders to find the right home loan for you. Compare your home loan now with other lenders to find out what features are available and if there may be a better home loan for you and our brokers can help you through the process.

How to check a mortgage broker license?

To check a mortgage broker’s licence, you will need to see whether they hold an Australian Credit Licence or are otherwise an Authorised Credit Representative (ACR). You can find an Australian Credit Licence or ACR number on a broker’s website or marketing materials, or by searching the “Credit Representative” & “Credit Licensee” lists from ASIC Connect’s Professional Registers.

What legal rights does a client of a mortgage broker have?

In January 2021, Best interests duty (BID) came into effect to ensure that mortgage brokers legally act in your best interest when providing advice on home loans and other credit products. This means that any recommendations provided by a broker must be in your best interest and take into account your personal situation, and not be driven by any benefits or incentives they may receive.

How much commission does a mortgage broker make?

Although mortgage brokers come at no cost to you, they still make a commission from the lenders once your loan settles. The amount of commission can vary depending on the lender and state and is paid upfront. In addition to the upfront commission, a broker receives a monthly amount, known as a trail commission, calculated on the amount outstanding on your loan.

Read more about commissions that a mortgage broker make.

Research more

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Read through all available resources for First Home Buyers and available First Home Owner Grants.

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