Reviews
Average client rating
5/5 From 124 Reviews
Erica Gu made the mortgage process smooth and easy She secured a great rate, answered all my questions, and provided excellent service throughout. I highly recommend her and will definitely work with her again
I had a fantastic experience with Erica Gu as my mortgage broker. She was knowledgeable, responsive, and made the entire process effortless. Erica secured a competitive rate and kept me informed every step of the way. I highly recommend her services for anyone looking to navigate the mortgage landscape
Raymond was proactive, knowledgeable, and provided various options tailored to my needs, and ensured a smooth and efficient process. Highly recommended
My partner and I had the pleasure of working with Raymond and team to secure our first home. Raymond is a true professional who strives for excellence and provided us with great advice, guidance and expertise, often on very quick turnarounds which was greatly appreciated and took much of the stress out of the home buying experience.
Raymond helped me navigate buying my first investment property back in 2021. Locked in a great rate and have seen a great return on investment. Fast forward to 2022 and Im looking to buy another property with
My partner. Thanks Ray
I am thrilled to share my positive experience with Erica Gu, my dedicated broker. She skillfully reviewed my existing rate and effortlessly secured a better one with my current lender. Erica's expertise clearly demonstrates that having a broker is far superior to dealing with traditional bankers or online lenders. What truly sets Erica apart is her availability I can reach out to her at any time, any day, providing a level of accessibility that is unmatched. I highly recommend Erica's services for her unparalleled commitment to securing the best rates and her availability whenever needed
Recently settled my first home loan through Mortgage Choice Pyrmont with the incredible assistance of Erica. As a first-time homebuyer, the process seemed daunting, but Erica's expertise and guidance made it seamless.
She provided clear explanations, kept me informed throughout, and worked tirelessly to secure the best deal for me. Erica's professionalism, knowledge, and dedication to her clients are truly commendable.
I highly recommend Erica and The Team at Mortgage Choice Pyrmont to anyone in need of a trustworthy mortgage broker. Thank you, Erica, for making my first home-buying experience positive and stress-free
I had the pleasure of working with Erica at Mortgage Choice Pyrmont, and my experience was truly exceptional. From start to finish, Erica displayed a high level of professionalism and an impressive depth of knowledge in the mortgage industry. Her responsiveness and ability to provide clear, transparent guidance greatly contributed to making the entire process smooth and understandable.
I truly appreciate Erica's dedication to her clients and her expertise in navigating the complexities of the mortgage industry. If you're in search of a reliable and trustworthy mortgage broker, I wholeheartedly recommend Erica. Thank you for your outstanding service
Raymond helped us secure our first home recently, and we can't speak highly enough of him and his team.
I first met Raymond 14 years ago. I was not ready to buy but wanted to understand how things worked in Australia. Despite that, Raymond made himself available and talked me through the process.
Forward to 2022, I spoke to Raymond again and he was very helpful too. He takes the time to explain the process and fundamentals of owning property. He consistently took the time to answer all our questions in a friendly and professional manner.
We brought our first home in 2023 and Raymond got us a very good deal on the mortgage - great rate and perfect facilities for our needs.
Thank you so much fo your support Raymond, it's been very comforting having you on our side.
Hard working team. Great communication and highly professional, Raymond and his team were always available and worked hard to get our purchase over the line. We are very grateful to Raymond and Mortgage Choice
This is the second time Ive used Raymond Teh at Mortgage Choice Pyrmont. Raymond has a very good understanding of the market, providing a professional recommendation based on your situation. He simplifies what would otherwise be a stressful process.
On my recent purchase, Raymond and his team were tasked with a quick turn around which he was able to deliver on. I cant thank him and his team enough for helping me out. Highly recommended and will definitely be used again.
I had the pleasure of dealing with Raymond and his team, and I can't say enough about the experience. From start to finish, they consistently maintained a constructive and encouraging interaction. They never made me feel that any of my questions were trivial, which fostered a welcoming and supportive environment. It's clear that they truly value their clients. Highly recommend
Exceptional service going above and beyond. I cannot thank Raymond and his team enough. The service provided to us when we had to refinance our home was absolutely exceptional.
Nothing I can fault
good
Phenomenal quality of service. Raymond is phenomenal. Throughout the entire process, he was always responsive and thorough, with attention to detail and extremely knowledgeable. So far, I've never experienced such a level of service.
Highly recommend Raymond Teh has been highly recommended by many in the Pyrmont Locals group. We trusted the reviews and did the free consultation. We were very impressed how he has presented our options and how he has given his expert advise. That sealed our decision to go with him and his team in purchasing a property in Dee Why. He has given us a lot of advise that we truly appreciate. He was answering our emails at 3am Raymond and his team made the process a lot easier and less stressful. We are so happy with their services
We recently had the pleasure of working with an outstanding broker Erica from Mortgage Choice in Pyrmont. We couldn't be more satisfied with the experience. From start to finish, she demonstrated the utmost professionalism, dedication, and expertise, making our home buying journey an absolute delight. From our initial meeting, it was evident that she genuinely cared about understanding our needs and preferences. She skillfully guided us through each step of the process, ensuring we were well-informed and comfortable with our decisions. I highly recommend her and her office if you are looking for a broker to buy a property.
Having a good loan broker makes a huge difference to the buyer's decision and experience. I talked with another broker before meeting Erica Gu and her team, and wish I had met such a proactive, knowledgeable and helpful professional earlier.
Have done a few times of refinancing over the past several years with Erica, who always provides excellent services to us She is smart, thoughtful, patient and very efficient. The process of working with her is smooth and painless. We feel very thankful to Erica and the Team
5 stars
Mortgage choice was incredibly helpful and informative , patient and professional throughout my home buying journey
Anna Wroblewska worked tirelessly and efficiently to help me achieve my goal , she put all my worries at ease and answered all my millions of questions. I would not be in the position I am now without her assistance.
Would highly recommend Anna and the team , they find the best products suited to YOU and essentially do everything for you. I will definitely be using them in the future
Thanks mortgage choice.
Where do I start Raymond is simply the best. Raymond and team have now helped us with our loan for two property purchases. It started with a very helpful and thorough meeting where he took us through all our options in detail. He is extremely experienced and for mortgage newbies like us, he explained things very clearly and opened our eyes to quite a few things we just had no idea about before. He works very hard and he went above and beyond for our recently purchase which was on a tight settlement timeline. In any other situation this would have been stressful but Raymond totally put us at ease and it was all sorted with no dramas at all. Thank you Raymond and team
Professional and knowledgeable
We would highly recommend Raymond Teh. He is an excellent Mortgage Broker with years of experience and gives very good advice. We have have known Raymond for over 10 years helping us with 2 home purchases.
Anna and Raymond were very supportive and helpful with my refinancing. Fast responses and quick updates during the process of my refinancing. Highly recommended.
Raymond was amazing and thorough throughout the whole experience. I would totally recommend Raymond to anyone looking for a mortgage broker
I have worked with Raymond Teh and the team at Mortgage Choice Pyrmont over a period of around 5 years. The service I have received from this business is exemplary which is a rarity these days in business.
Raymond always provides the necessary time to communicate complex matters to ensure I understand, and provides exceptional service, communication and tangible results in performing his work. There is no one I would trust more than his office in advising and managing my financelending requirements.
I would recommend Raymond team without hesitatation to anyone needing mortgage broking services in fact, of the people I have already recommended him to, they also shared glowing feedback with me. The key standout of Raymond is that he goes above and beyond with everything he does, it's not uncommon to receive replies from him in the very early hours, and he always prioritises time critical work and looks after his clients extremely well.
Best of the best
Dealing with Raymond as my mortgage broker was an efficient, painless and extremely detailed experience. Him and his team immediately understand the needs of the client and cater to them with an array of options with unmatched response time. After explaining to Raymond the expected size of my loan, current financial circumstance and what I'd like out of the bank I'm dealing with, I was presented several mortgage choices and each of their advantagesdisadvantages explained clearly and concisely and even recommendations on conveyancing lawyers. Further, Raymond was always happy to take my call or meet face to face on my schedule to ensure my questions and concerns were addressed as well as those that I hadn't even considered. I could not recommend Raymond and the team at Pyrmont Mortgage Choice enough. Many thanks again to the entire team for helping me secure my mortgage for my first home.
I was recommended to Mortgage Choice - Pyrmont by a family member to purchase my first property, that was almost a decade ago now and I've been using them ever since. They have been really helpful with my mortgages refinancing, their professionalism, honest advice and feedback is second to none. I highly recommend them as I already know you will not be disappointed. A special thanks to Raymond Shelley and the rest of MC-Pyrmont crew. Excellent work
We have been using Raymond and his team for many years. Raymond helped us buy our 1st investment property and then our family home.
He and his team are dedicated to finding you the best outcome - at any time
They explain everything in clear and concise wording that makes it easy to understand what is happening. They keep you updated every step of the way whether it is for a new purchase or to refinance. Raymond and his team are the only choice when it comes to all things mortgages
My husband and I have had the benefit of Raymond's support for multiple purchases and negotiations for mortgages for over 10 years, and we've always been impressed with his up to date knowledge of current trends and rates, his responsiveness to my many questions, willingness to travel to see us at our home to make things even more convenient for us, and really just making the entire process much simpler than it could be otherwise. Raymond is also very good at explaining things, to ensure we're confident making the right decisions for our context.
We highly recommend Raymond and his professional team - they'll support you through one of the biggest decisions you'll ever make.
A very knowledgeable mortgage broker. A great team.
We work with Shelley who assisted us with financing for the purchase of our own home. She is such a pleasure to deal with. She is always able to make difficult concepts easy to understand and she is always available for a phone call or an email at any time. She has been willing to go the extra mile to help out and we couldnt be happier. I couldn't recommend Shelley more highly I wouldn't hesitate to seek her support again in the future.
Thank you Shelley Shen for providing such an outstanding service and making our first home purchase easier than we could have imagined
Given the complex nature of our purchase, I thought we were in for an absolute nightmare of a time. But Shelley was there every step of the way providing excellent and personalised advice and walking us through everything that needed to be done. Very responsive and on top of everything to ensure we could get our settlement done without any delays.
Shelley and the team at Mortgage Choice Pyrmont provide the type of service I always dream of and would highly recommend them to anyone.
We were recommended Raymond and found our dream new home in the second place we looked at. We then had to sort out our finances in a hurry so we could be confident in our offer. Raymond took us through every step and was able reassure us despite all the pressure of buying a new home. We are very happy and would happily recommend Raymond and his team.
I had a really good experience with mortgage broker, Luke Barnes. He was very helpful and answered all my queries with expertise. I highly recommend Luke and have referred him to all of my friends and family because he was not only professional but took the time to understand my needs and made the whole process seamless. Thank you Luke
Highly recommend Luke Barnes Best broker ever He went above and beyond to help us with the mortgage. He helped and guide us through every single step and made it a very smooth ride for us, with not one bumpy road. Very professional and very knowledgeable. Will be recommending him to everyone I know. Thanks Luke for making our dreams come true.
Raymond is always a pleasure to deal with. He makes himself available for a phone call or an email at any time, and is always able to make difficult concepts easy to understand, with a patient and reassuring approach that I have always valued. Raymond has assisted us with financing for three property purchases - initially for two investment properties and most recently for the purchase of our own home. Each time, Raymond and his team have been willing to go the extra mile to help out - late night phone calls, generous assistance to help meet bank deadlines, and liaising with lawyers and real estate agents. This has always put Raymond head and shoulders above other brokers. I couldn't recommend Raymond more highly. I wouldn't hesitate to seek Raymond's support again in the future.
Raymond is an excellent Broker. He is extremely knowledgeable and went above and beyond to help us in our quest for the right home loan for our family. I thoroughly recommend him and his team
Raymond was recommended to myself and Fiancé from some friends who recently engaged Raymond' services. Our friends could not recommend Raymond highly enough and I would also not hesitate to pass on my recommendation of Raymond to family and friends.
Raymond was able to work with us as expatriate Australians residents to find and secure a home loan for our recent property purchase in Australia.
The early advice Raymond provided to us in the the process was tailored specifically to our lending scenario and was invaluable in helping us select the lending package which best suited our needs.
Raymond's professionalism was exceptional and also provide prompt and detailed responses for any queries raised during the process.
Highly professional and deeply Knowledgable. Best Broker ever
Raymond was extremely helpful and knowledgeable. He explained in detail all of my questions to make sure everything was clear. He is very responsive and provided me with the best advice based on my situation. This is the second time that we have used Raymond and his team's services and it is as professional as always. I was very impressed by his professionalism at all times and would highly recommend him. Thank you Raymond
Above Beyond
After many years of Developing lending, this is definitely the team to be with.
Raymond and his team have communicated with us throughout the process. We get regular updates on stages and has been a seamless process from initial application. He is thorough and has a work ethic to ensure the customer comes first. We appreciate the additional effort and resources on this lending to ensure funds were secured in a timely matter and the correct product, to allow us to build our new project - Our family home.
We highly recommend Raymond and his team for any lending scenario and we are looking forward to our next project with him later this year.
Adam Sophie Petta
Raymond - 5 Star service
I came across Raymond during the purchase of my first investment property in 2016. He has been an absolute star - providing me advice, responding to emails at odd hours and acting in my best interests. He is detailed in his explanation and I would trust when it comes to matters of advice on mortgages. During our recent purchase of a property in Nov'2020, Raymond worked tirelessly to turn things around in a timely fashion. I would definitely be going back to him for my next purchase. I would definitely recommend his services.
I have bought and refinanced a number of properties with Raymond. He and his team are always very professional and responsive and work hard to get you the best deal. Highly recommended.
Raymond is very professional and knowledegable with the experience and expertise required to make the process less stressful and seamless. He knows how to get the job done and I recommend his services.
Raymond and Henry are very passionate and dedicated professionals. They are knowledgeable about the market. Quick turnaround and loads of useful information which helped us to plan our finance. Very efficient, good communication. No doubt they offer the best service. Highly recommend to anyone who is looking for a finance broker.
Effortless experience From initial enquiry all the way through to settlement, this experience far surpassed every other dealing with banks and other brokers.
During our initial consultation Raymond immediately identified my needs and then proceeded to make suggestions on structure and packages in order to maximize the benefit of what I was trying to achieve. Raymond was responsive and most of all, interested in assisting me with my refinance goals.
I had pre-approval through my bank previously and had found the process very drawn out and cumbersome - constantly having to follow them up, or waiting for them to get back to me.
Raymond was attentive and personally invested in making sure that he was able to assist to the absolute best of his ability.
I would undeniably recommend Raymond to my friends and family. It is very rare that we find someone these days that will not only deliver on their promises but also go above and beyond what is required.
I was introduced to Raymond back in 2012 by word of mouth before internet reviews were a thing. I'm not at all surprised to check in now and see Mortgage Choice in Pyrmont has such a high rating today.
Raymond has been nothing other than professional, thorough, honest and consistent throughout the time I have known him. Should anyone be reading this review and wondering if you have found your new mortgage broker - make no mistake, you have. Thank you Raymond the team in Pyrmont
Raymond Teh is very professional with lot of knowledge and experience in Finance. We are very happy with the experience we had with him. He always kept us informed about whats going on during our refinance process. He is very proactive and helpful. Highly recommended.
Thanks Raymond for getting us to where we needed to be, and with such a great product offering. Couldn't recommend you more highly
I have known Raymond for over 12 years and his professionalism and dedication to his clients always amazes me. I have bought 3 properties through Raymond and I highly trust his advise.
He goes beyond to ensure his clients are fully informed of all mortgage related queries no matter what time in the day or night.
I would highly recommend Raymond and his team for all mortgage broking needs.
A gold star service. The best in the business
I'd recommend Raymond and Luke to First Home Buyers like myself - they are legends
They did a fantastic job helping me get my property purchase across the line when my pre-approval with NAB fell through because the banker there stuffed up.
They were understanding of the stresses experienced with purchasing a property and they were extremely patient.
They've guided me through the whole process as I'm a first home buyer and kept in touch regularly with updates each step of the way.
I have been with Mortgage choice Pyrmont and Erica for the past 16 years and they have been the most resourceful, educated team I have dealt with in my investing career. I have gone with other brokers in the earlier years and in the end I needed Erica to help me sort out the mess I put myself in. Erica is exceptional in her research of various mortgage providers and her advice is fantastic. I do recommend my friends to visit Erica and Raymond as I seek mortgage advice from then myself.
Raymond Teh came to me highly recommended by a friend and colleague of mine and he does not disappoint. Raymond's care factor, professionalism, expertise and work ethics exceeded my expectations as he patiently guided me through the labyrinth of property purchasing process in Sydney, sometimes at the oddest hours of the day. No question was too trivial or matter too small for him to look into and respond promptly. As a first home buyer, these customer-centric traits were invaluable to me as I considered my options. His free webinar for FHB was also a key factor in building my knowledge and confidence towards home purchasing and I highly recommend this to anyone who is new to the market.
I was so pleased and grateful for his stellar and attentive service that I recommended Raymond to someone who was desperately looking for a home loan at the very last minute - true enough he helped her in record time, getting her a home loan approved in under a week - needless to say she became a very satisfied customer.
Thank you Raymond for helping me achieve one of my lifelong dreams of property owning in Australia, I wish you and your team continued good health, wealth and success.
Raymond has helped us with 3 of our loans in the last 10yrs. We trust his advice and strategy. We feel that he is always looking after what is best for us. He is quick to respond and very patient in explaining things we do not understand.
Raymond is the epitome of hard working. Without fail, he will always go above and beyond for a question, request or the opportunity to educate others on the home loan process. He is genuine and always willing to help even if it means responding to emails at 2am in the morning or working on weekends. I'm convinced he doesn't sleep
I've learnt so much about the process of buying a property and thoroughly enjoyed the journey. Mostly because Raymond would take the time to answer my 500 questions whilst also going beyond his role and explaining the next steps, all so that I would understand and feel prepared. He took away all my doubts and concerns and made it exciting. If this is your first time buying a property or looking to kick start your investment portfolio, I highly recommend enquiring with Raymond - you can be sure that he is going to put your needs first and see to it that you get the best of the best.
Thank you Raymond for your patience, guidance and support. I knew nothing about buying a house and you held my hand every step of the way. You can count on me to make future referrals whenever the opportunity arises - everyone deserves to be given the top quality service that you always deliver.
Excellent, Professional and Sound advise.
I came to Raymond for a second opinion when I was preparing to buy a home. During the COVID-19 episode when banks where holding back Raymond's expertise helped me obtain mortgage pre-approval and eventually a formal approval. He is a wealth of knowledge and trustworthy..always thinking few steps ahead. I highly recommend Raymond and Mortgage Choice. Thank you
This is the second time that we used Raymond and his team services and it is as professional as always. Raymond is an excellent and hard-working broker with high efficiency. He communicated and explained every step to us very clearly and provided the solution which fitted us the best. He and his team made our whole application process nice and easy.
Raymond was recommended to us by a friend of mine who has very high standards for people she deals with. Raymond did not disappoint. I was continually impressed with his depth of knowledge, high-level of service and fast and detailed communication.
Professional and hardworking team.
MCP has been providing me home loan service and consultant more than 5 years. I am really impressed with the professionalism and the helps to figure out the best offer of a home loan to fit my need. I always recommend friends of mine to contact MCP as the first choice regarding home loan.
I highly recommend Raymond and his office for any mortgage advise be it first home or refinance or IP the best advise and guidance always awaits you , Raymond ensures great attention and best deal which is customised for your personal situation , above all Raymond and his office is very professional and maintains the best client relationship over the years and service just never ends when you avail the mortgage , keep it up Raymond and team , kudos for your effort
Raymond was recommended by our friend. As first home buyers, we were clueless but he made it manageable. It took a while before we made our purchase but Raymond helped us with all our queries even beyond working hours. We truly appreciate your help throughout the process. Thanks to your team as well.
Quick Response. Nice People. Very professional.
Thanks Raymond and Jess. I Would highly recommend Raymond and Jess to my friends and family. Didnt have to go anywhere else and I will be looking to use them again in the future and couldnt be happier with the outcome of my new loan.
Ramond and Tain were so helpful in getting the mortgage secured. They handheld us in every step. The overall process was made so easy for us. It was pleasure working with Mortgage Choice.
This is my 3rd property I have bought using Mortage Choice Pyrmont. Raymond offers outstanding service, is a great communicator and is thorough with his work and quickly responds to queries. This is why I have used his services every time I purchase a property, and wouldn't hesitate to use him again.
Mortgage choice has been very helpful and
provided alot of guidance throughout the whole home loan and settlement process.Special thanks to Raymond,Tun and especially Erica for her help and quick response.You guys are doing a wonderful job..thank you
Buying a first home was daunting, but the best thing we did in the entire process was book an appointment with Raymond.
The entire financing side of the process was smooth and transparent.
Raymond gave good advice, and got us rates that were far more competitive to those that we were offered directly.
Will happily recommend him to others.
I would highly recommend Mortgage Choice in Pyrmont to my friends and family. Tain Moe Lwin was super helpful in assisting me to decide what the best options are for my refinancing. He always keep posted all along the process and super responsive with my questions. Thank you Tain Moe for providing me a seamless experience in refinancing.
After using Raymond's services to get my first mortgage 9 years ago, I went back to get help refinancing this month. He gave me excellent advice and made the whole experience simple and stress-free. Thank you so much
Ray at is the hardest working and most honest person I have ever dealt with at a bank or any other financial institution. He takes the time to understand your questions and provides thoughtful responses and mentors you rather than simply trying to make a sale. I would absolutely recommend Ray to anyone who is looking to take out a home loan and value and respect his opinion. He is on the ball, up to date with current legislation and provides insight and guides you through the whole process.
We had a wonderful and successful experience with Raymond and the team from Mortage Choice in Pyrmont. So we knew that we wanted to have someone that we ere able to trust and that had our best interests at heart.
Raymond was able to find the right loan to suit our needs and to guide us to make this home loan possible. He was very patient with us, as we asked the same questions over and over. As its an area that we were not comfortable with and is quite daunting. It's been a dream of ours to have our very own home to and we could not have made this loan possible without his help
For any future property developments, we will continue to have Raymond as our loan specialist.
Can't give enough praise to Raymond Teh and his team for the quick turn around of our approval and loan details. He delivered and worked at all hours for us and we are forever grateful Thank you
It has been an absolute pleasure to have Raymond as our broker. We felt lucky to have such an exceptional professional guide us through the process. Raymond has the best customer service. It comforted us that Raymond was so knowledgeable and experienced, he made the whole process easy and kept us informed throughout. We were always amazed by how accessible he was and how quickly he responded to our questions.
Raymond and Erica have been tremendously helpful in securing me the much needed loans. Honest, dedicated and trustworthy, they are an excellent team to work with.
Raymond and his team are very professional and helpful. I had bad experience with another mortgage broker before. They tried to push me to mortgage contract without considering my financial situation. Then I contacted Raymond and Erica. They came to see me immediately. After they listened to my request patiently, they provided multiple plans and explained advantages and disadvantages for each plan clearly. Unlike other brokers, they do not sell anything to me. They really think for me. Finally, we found the best mortgage plan together.
Thank you Raymond and Erica You treat me not only as a client but also as a friend and always put yourselves in your clients' shoes. Your expertise and professionalism are impressive. Your endeavour and diligence are respectful. Your service and help are incomparable.
Had excellent service by Sarah Tum - provided guidance every step of the way, thanks
Thank you Raymond and team. You have made our refinance a pleasure.
Our family has had a long-standing relationship with Raymond and his team, with multiple property purchases over the last 10 years.
We cannot recommend the team highly enough and are very happy with our loan structure and rates achieved.
Thanks again, looking forward to discussing the next buying opportunity.
Raymond and Erica have looked after me since I first got my mortgage. They've been very helpful and professional and I can definitely recommend them. Thanks guys
We have been working with Raymond from Mortgage Choice for about 9 years now. He has seen us through two house purchases and a couple of remortgages.
Raymond has always been very thorough and always makes time to ensure we understand everything. I would highly recommend Raymond and his team.
Both my husband and myself are so impressed by Erica Gu's professionalism and efficiency while she was assisting us to process our loan, we had got in touch with her not long before our land was called for settlement, within such a short time period, she had been patiently guiding us through each step along the way and providing us a great loan product. We would highly recommend her to our friends for obtaining finance . A great thanks to Erica, and a sincere thanks to Mortgage Choice Pyrmont
Excellent services. Erica provided professional and proper solutions for my home loan. She helped to settle the mortgage smoothly and quickly, and answered my every question in detail and patience. Strongly recommend.
Raymond and his team were extremely helpful throughout the whole process. Very accommodating and flexible which made everything easier.
Erica Gu is amazing. Shes very kind and extremely helpful. Highly recommend if you are first home buyer.
Raymond worked tirelessly in helping us with our home purchase. His prompt and informative responses definitely eased the purchase process. He always goes above and beyond what was expected.
We would highly recommend him and his office and we look forward to more opportunities in working with him again.
Very professional and they take the time to go through their advice. Sarah took all the stress out of the refinancing process. Mortgage Choice found the best mortgage product for me, better than anything I could find myself. Always replied back to my questions within the same day.
Erica Gu was professional and tailored a product suitable for my situation. She was attentive and provided much appreciated assistance to ensure the settlement went as smoothly as possible.
Would use their services again.
My husband and I have engaged Raymond's services for over five years and several properties. We have found his services to be efficient and professional. He is generous with his time and will ensure to explain everything in detail. We are very satisfied with Raymond
If you're looking for a mortgage broker, look no further. Raymond has handled two mortgages for us now. The 1st, in 2012, was pretty straightforward but for the second, in 2018, he has gone above and beyond. This time I have a major illness which caused some concern for lenders. Raymond proactively but sensitively pointed out the likely issue before anyone else did and then held our hands through the process - he came to our home on the weekend to discuss, responded to all communications within the hour, suggested supporting documentation we should pull together in advance and contacted prospective lenders before making a formal application anywhere to avoid wasting anyone's time, or impacting negatively on our credit rating. We'd already made an offer and he understood the urgency given the cooling off period deadline and made sure we had the confidence to proceed in time - a stark contrast to how my own bank handled the situation. Thank you Raymond !
I appreciate Erica's help on getting the mortgage in place and rest assured. I will be recommending her to all of my friends. Thank you again
Raymond assisted us to obtain a home loan for our first investment property in 2013. Since then Raymond has helped us to obtain a further 2 home loans and 3 refinances which helped us out of a difficult financial situation. Raymond works tirelessly to get you the best deal and has an amazing amount of knowledge. I will continue to use Raymonds services for all of my home loan requirements and would absolutely recommend him to anyone else. I would not be in the good financial position I am now if it wasnt for Raymonds extremely valuable advice and hard work. I wouldnt look anywhere else or consider using another broker. Raymond has successfully assisted us to achieve our goals even in difficult complicated financial situation whilst making the whole process stress free. Highly recommended. Thanks Raymond.
Raymond helped me with the purchase of my first property, I found him to be extremely professional and knowledgeable. He was really flexible in working around my schedule and works tirelessly in securing the best rates for his clients. Raymond has since helped me with re-financing home loans which again was made so easy with his help organising the switch and presenting the options. I wouldn't hesitate in recommending the Pyrmont team at Mortgage Choice - and Raymond especially.
Raymond provided us with excellent service and advice to find a mortgage deal for our new house. He was always very responsive and had fantastic knowledge. We were very happy with the deal we got and with the assistance and top level of service Raymond and Mortgage Choice Pyrmont gave us. We wouldn't hesitate to recommend them to others. Shane and Emily
I had the pleasure of working with Raymond Teh in obtaining finance for our young family for our first home. Raymond was well-informed and invariably took the time to ensure he answered all of our questions as they arose. This made the process much easier during the time it took us to apply, find a home and seek final full loan approval. Nothing was too much trouble for Raymond who was continuously prompt in providing me with updates and advice.
Not only did Raymond want to help me with my home loan options he took an interest in our situation and provided advice on other matters such as how to go about our first home and what type of property to go for.
I would definitely recommend Raymond Teh Mortgage Choice in Pyrmont to family, friends and associates. Thanks so much.
Over the past 8 years, Raymond has been personally handling my portfolio ever since I came in to discuss about buying my first property.
I am impressed by his industry knowledge tenacity in providing exceptional service to his clients.
Because of these attributes, i am grateful to Ray his team for servicing growing my wealth portfolio.
Had it not been for Ray's his team hard work in analysis, efficiency flexibility, I would have never been able to navigate the mortgage market.
Please keep up the exceptional work...
Many thanks to my wonderful broker, Cici Wang and her team at Mortgage Choice who assisted me with the refinancing of my home. Cici was very good at explaining the different products to me in a clear and concise manner which allowed me to make an informed decision. Thanks.
Being a first home buyer and having zero idea on the purchase process, Raymond was definitely a gift sent from the heavens. He patiently explained and guided us through each step and made the whole activity a walk in the park, for us, as they did most of the heavy lifting. What we truly appreciated, is that they blend a personal touch to their service that lets you feel, and they are, that they will be with you every way to the finish line. Raymond always takes that extra effort to ensure you get the best deal and service. In our case, due to the long settlement, the loan passed its validity which can easily be handled by an extension request. Raymond did the next best thing as the new interest rate was significantly lower, they reapplied for the loan with the new rate which worked greatly for us. I can definitely write a long list of my complements of them, but just to keep it short, I just can't imagine of any better service than what Raymond and his team provided. Their organisation will always be highly regarded in my book and with them, it's a guarantee that you'll be in good hands.
Sarah Lu at Mortgage Choice helped us to get the home we wanted, even though we never thought it would be possible. She is very quick to respond to any questions and very efficient at getting things done quickly. I highly recommend a visit to Mortgage Choice, even if you are not sure what your goals or plans are, they explain all the options for you clearly so you have all the info to make the right decision.
Raymond and his team at Mortgage Choice has assisted us since 2011 when we first start exploring the world of home loans and purchasing a property. Since then thanks to Raymond's tireless work, knowledge and dedication we have secured three investment properties with very competitive interests rates. Raymond not only provides an excellent and professional service he and his team are really customer focused and makes you their priority an example being Raymond coming out to a bank to assist with paperwork which was really the bank's responsibility. I highly recommended Raymond and his team and would advise anyone to see them first for any mortgage needs.
I have been working in law business and fulfilled with crazy and challenging work every day. But I want to be here to introduce my intelligent and knowledgeable mortgage broker Sarah. Well done and thanks for your wonderful job.
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Just a brief note to thank you for all your efforts in helping Rose and I purchase the apartment at MOSMAN. Settlement happens tomorrow [Friday 28 July, at 2.30pm], with our cheques for the stamp duty and other fees paid to our solicitors today. Your service has been outstanding - we both feel we could not have done this without you.
We would be pleased to act as a referral.
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Jin and i would like to thank you for all your efforts over the past couple of months. It was with your help that we were able to acheive our dreams and purchase our first home!
Wishing you all the best for the future!
ps. I may contact you again in the near future to discuss options for
re-financing my parents home loan.
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Thank you for all your patience and help. As first home buyers, our service was long and we received good and prompt advice and help from Heather (and Raymond) through the process.
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Raymond is knowledgable in his profession, always willing to divulge in information so you can make well informed decisions. He is reliable, approachable and professional. We are always appreciative that he is available 7 days of the week. This just reiterates his strong work ethics & commitment to quality customer service.
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We have used Raymond Teh when purchasing our homes back in 2006 and 2010. Raymond is a highly competent mortgage broker who is not only easy to talk to, but also very professional. He means it when he says....no you can't afford it !! :)
Thanking Raymond for all the hard work and valuable advice.
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Hi Raymond,
Always a pleasure dealing. Thank you so much for your assistance in being able to get a loan and home for myself and my children. I would have no hesitation of recommending you to my family or friends
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Raymond has assisted us in purchasing 4 houses now, he is always there 7 days a week, and always does what it takes to get the deal across the line, we wouldn't do it any other way. thanks
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Raymond has assisted many clients of mine through their process of applying for and obtaining loans to facilitate their purchase of property. Raymond's primary goal has always been what is in the best interests of that particular borrower which has always meant finding the best product for that borrower and delivering outstanding service. I cannot recommend Raymond highly enough and can say without hestiation that he is one of the leading mortgage consultants that I have had the pleasure of working with over the last 20 years.
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Raymond is a person you can trust and depend on to get the best deal and to sort out issues that always surface when closing a purchase. He is very knowledgeable in the property and home loan industry. I would use Raymond again for my next property purchase.
After taking to a number of banks and brokers, Sarah is absolutley the most professional and outstanding expert in home loans. Will definitely do business in long term.
Excellent service and quick to respond to all enquires
We used Shirish from Mortgage Choice, Pyrmont to obtain finance for our first home and he helped us walk through all the steps necessary to not only finance but to also buy our first house including applying for the first home owners grant etc. Shirish helped us navigate through all the obstacles and hurdles that comes with buying a first home and made the process very seamless and easy for first home buyers.
Many thanks for Erica and the team of Mortgage Choice. She always provide great service to my loan progress and knowledge. Strongly recommend.
Erica is a professional broker. She has lots of patients to explain every single details.
Best experience on service and response is what we had with Mortgage Choice Pyrmont. We felt like they are operating 247 specially during the holidays where our enquiries and settlements were still answered.
All the actions they did are meant to satisfy the customer like making sure everything is on the right direction and time, regular updates via email, messaging and call, as a first time buyer - we felt we're in good hands.
We would recommend this company to anyone and we certainly would like to deal with them again. Saying goes trust is earned, this company earned it well.
Thanks Mortgage Choice Pyrmont, special mention to Raymond Teh's team. Keep up the good work and service.
Shirish was very kind, patient, and not to mention efficient in sorting this loan in a very short time. Always very sincere and quick to reply to calls and emails. I would recommend him to anyone. Also, Shirish has the technical expertise to obtain the best available loan.
Obtained approved loan recently from Erica at Mortgage Choice Pyrmont. She is friendly, experienced and very professional. Highly recommend. Thanks again Erica.
Excellent service from Shirish, his industry knowledge and expertise surpass the standard. Highly recommended.
Raymond and his team at Mortgage Choice Pyrmont have assisted me 3 times over the last 10 or so years to refinance, buy a new property, and refinance for a renovation. They are a highly experienced team and provide sound advice on credit options and always listen carefully to my requirements and provide finance solutions based on my needs. Raymond delivers on his promises and has taken a lot of pressure off me during what can be a highly stressful time e.g. buying a home. I have recommended Raymond to many friends and I wouldn't hesitate to recommend him again.
I sincerely appreciate the professional work of Raymond and His team. Apart from help choosing the right product he always gives the valuable advice and his service is big part to make transaction smooth and successful. I've been going with Mortgage Choice Pyrmont for over 6 years now. Very happy with the team and never hesitate to recommend Raymond to family and friends.
My husband and I have been fortunate enough to have Raymond and his dedicated team at Mortgage Choice advise us on our mortgage requirements for nearly 10 years now. Raymond is one of most tireless workers I have ever met and his knowledge of the ever changing products available to his customers is second to none. We have recommended him to friends and colleagues in the past and if you are either considering a home loan or simply refinancing your existing portfolio I would highly recommend you contact him too. You wont be disappointed
Erica Gu is the most professional mortgage broker I've ever met. She helped me went though the whole home loan process and got it approved hassle-free. Strongly recommend her
Raymond always provides outstanding results. He cares about what he is doing and always follows up andor provides constant feedbacks and updates. In this particular scenario, he even went further to help us out although it wasn't officially part of his job. Five stars experience and service Keep the good job.
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
